| This week, the National Conference of Insurance Legislators announced the formation of a Special Committee on Race in Insurance Underwriting. The new committee will study race-related issues in insurance underwriting, with an eye to protect the jurisdiction of state legislatures over the regulation of insurance. The committee will be chaired by Senator Neil Breslin (D, Delmar), the current chairman of the New York State Senate Insurance Committee.
The Special Committee will take testimony from stakeholders and work to define “proxy discrimination", which has been used to refer to seemingly neutral practices which disproportionately harm members of certain ethnicity, gender, or other protected class. The committee also seeks to examine underwriting factors such a zip code and education level. We applaud NCOIL for its commitment, and for the selection of Senator Breslin to lead the committee. Big I NY is firmly committed to promoting diversity and inclusion within the industry, and we welcome any opportunity for our Inclusion Task Force to work with Senator Breslin and NCOIL to study these important issues.
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