Skip Ribbon Commands
Skip to main content

Personal Umbrella Policy


Personal Umbrella Policy

Exciting News:

To continue serving you with the best customer service, we have given every agency a dedicated IAAC underwriter. This main point of contact will be your ally in serving customers and growing your book.

So, which fabulous team member will have your back? Look to the right  --->

While this person will be your main contact, rest assured that you have an entire team behind the scenes working on your behalf. I hope our investment shows our commitment to supporting you. Thank you for trusting IAAC!

Some companies promise a great customer experience...
we deliver it.

  • Friendly, knowledgeable team cares about building relationships
  • Flexible - we'll do business how you want to  (we can save you time and handle everything or grant you admin privileges for on-demand access)
  • Committed to getting the job done for you!

Next step to umbrella success...

For agencies starting whose name starts in letters A-F, contact:
Rose MullalyRose_Headshot_100px.jpg
Member Services Administrator
Direct Line: 315.432.4243
800.962.7950 EXT: 243

For agencies G-N, contact:
Murphy Riedl
Assistant Underwriter
Direct Line: 315.432.4221
800.962.7950 EXT: 221

For agencies O-Z and Virgin Islands, contact:
Denise Brown-Carter
Sr. Personal Lines Underwriter
Direct Line: 315.432.4246
800.962.7950 EXT: 246



  • Primary Umbrella up to $5 Million
    • Will write High Profile, Professional Athletes, Politicians, Properties in LLC, Trust, and Estate can be included*
  • Excess Umbrella up to $5 Million can be written over Primary Umbrella, Package Umbrella*
  • Comprehensive Personal Liability up to $5 Million
    • Can be written in the name of LLC, Trust, Estate
    • May write over Builders Risk as long as a licensed contractor performing the work.*
  • Excess Comprehensive Personal Liability written up to $5 Million
    • Can be written in name of LLC, Trust, Estate *

*Underwriting Guidelines Apply

Applications & Forms




There are two types of benefits you gain from writing through IAAC Personal Umbrella Policies. Benefits for you, and benefits for your clients.

Benefits For You

  • Big I NY members earn 10% commission on new & renewal business
  • No minimum volume requirements or access fees
  • Does not require or desire writing of the underlying policies
  • Easy online quoting
  • Electronic signatures and online credit card payments accepted for accessing agents
  • Self-underwriting application
  • Immediate availability
  • That exceptional customer service you want and deserve

Benefits For Your Clients

  • Very affordable
  • Covers above auto, home, boat, or rental properties
  • Great solution for hard to place personal lines accounts
  • Admitted and Now Admitted
  • Immediate availability
  • AM Best A+ Rated Carriers
A win for both!

Applications & Forms

Marketing Resources

Download, customize, and print these free marketing materials to help promote RLI Personal Umbrella with your own clients! If you would like to order additional materials, please contact Denise.