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Employee Benefits

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Employee Benefits

Great Benefits = Employee Retention.  We can help!

Contact Vincent to Get Started:

Vincent Ghiuro

LiDAC Broker Employee Benefits Exchange
P: 516.482.2696 EXT. 12​
vghiuro@lidac.com​



Life & Disability

Life & Disability

Underwritten by MetLife

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Program Designed to Fit Your Needs
This package provides Big I NY ​members the opportunity to design your benefits based on your specific needs and bu​dget. Elements of this package are:

  • Life & AD&D
  • Enriched DBL
  • Long Term Disability
  • Voluntary Life

Highlights

  • Groups eligible with 2 or more​ employees
  • Comprehensive Packages and Competitive Rates
  • Flexible Plan Design and Benefit Options
  • Life Benefits up to $500,000
  • DBL weekly benefits up to $1,000
  • LTD monthly benefits up to $10,000
  • Attractive guarantee issue limits

Metropolitan Life Insurance Company  New York, NY


Dental

Dental

Underwritten by Guardian

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Dual Plan Options
Your employees now have the opportunity to individually ​select from one of two plan options: the "Standard" Plan or "Enhanced" Plan. This allows employees to choose the plan that is best suited for their needs based on plan features, limits, and cost.
 
Two Contribution Methods

Big I NY members may use one of the two enrollment options when offering dental benefits to their employees as follows:

  • Voluntary: Employee pays the entire monthly ​premium. A powerful way to increase employee satisfaction with your agency’s benefits package without adding costs to the agency!

  • Contributory: Employee shares in the monthly premium. The agency contributes a minimum of 20% or more of the total monthly premium.

 
Highlights

  • Highly competitive rates
  • Expansive network of dental providers (Guardian Provider Lookup)
  • Guardian Maximum Rollover Feature, which allows employees the ability to roll benefits forward to future years based on their utilization of the provider networks and benefits
  • Children covered to age 26 (for full-time students)
  • Orthodontia included, subject to policy terms and conditions
  • No deferred services for new employees
  • Online administrative and billing services​

Guardian Life Insurance Company of America  New York, NY


Vision

Vision

Underwritten by Davis

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Dual Plan Options
Your employees now have the opportunity to individually select from one of two plan options: the "Standard" Plan or "Enhanced" Plan. This allows employees to choose the plan that is best suited for their needs based on plan features, limits, and cost.​​
 
Two Contribution Methods
Big I NY members may use one of the two enrollment options when offering vision benefits to their employees as follows:

  • Voluntary: Employee pays the entire monthly premium. A powerful way to increase employee satisfaction with your agency’s benefits package without adding costs to the agency!

  • Contributory: Employee shares in the monthly premium. The agency contributes a minimum of 20% or more of the total monthly premium.

 
Highlights

  • Features an extensive network of providers
  • All you need are two participants! Member agencies ranging in size from 2 - 500 employees can participate
  • Highly competitive rates
  • Eye exam once every 12 months
  • Spectacle lenses once every 12 months
  • Frames once every 12-24 months (depending on plan)
  • Contact lenses in lieu of glasses once every 12 months
  • *Co-pay schedule applies

HM Life Insurance Company of New York  New York, NY



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