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Mar 31
Albany Update: Photo Inspection, MVR Verification Bills Pass Assembly, Excess Lines Bill Introduced

This week, the NYS Assembly passed A.3172-A, our bill to allow carriers to waive CARCO inspections for the next four years, by a vote of 116-25. The bill was sent to the Senate, where it must pass the Insurance Committee and floor vote before being sent to the Governor. This is a major advancement in our campaign and it would not have not have been possible without the engagement of our agents, and the leadership of the bill's sponsor, Assemblyman Ken Zebrowski. With passage by the Assembly, we are increasingly optimistic about the prospects of this bill being passed and signed into law this session.

Zebrowski Floor Vote Photo Inspection.PNG

Also this week, the Assembly unanimously passed Big I NY priority legislation to require insurers to verify an applicant's driving history before binding coverage. Currently, certain insurance carriers will bind auto coverage based on an initial quote and questionnaire. The insurer later runs the insured's motor vehicle record (MVR), typically resulting in a higher premium. This practice is misleading to consumers. Like our photo inspection bill, this bill now heads to the Senate for a committee vote.

Lastly, on March 22nd, Senator Neil Breslin introduced S.5896, a Big I NY priority bill to exempt certain commercial lines insurance transactions from the diligent effort requirement. This bill would eliminate both a process and excessive data reporting which provides no benefits to insureds. The bill is currently in the insurance committees in both the Senate and Assembly. 


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