| Question from a Big I NY member: I have a commercial lines client who has a $5,000,000 umbrella policy with us. The insured does not want us to show on certificates that he has a $5,000,000. He would like us to show on the requested certificates a $2,000,000 umbrella policy. The insured just bumped up his umbrella for one client. The umbrella policy has always been $2,000,000 and he will be changing the coverage back to $2,000,000 at renewal. Is this something that I can do?
Watch the video below where my confidant and I consider this question. Also note the change in title because truth in advertising.
Links mentioned in the video:
ACORD 25 Forms Instruction Guide
New York Insurance Law Sect. 502
New York Insurance Law Sect. 2110
Connecticut Law: Certificates of Insurance
Producer misconduct
New Jersey Law:
Certificates of Insurance
Producer misconduct
Big I New York Answer Center:
Certificates of Insurance
Licensing
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