| Recent announcements from several personal umbrella carriers outline major changes in coverage that will leave agents scrambling to find a new market for their clients. For example, one major standalone umbrella carrier will begin requiring underlying auto liability limits of at least $1 million in some states and $500,000 in all others. That carrier will also require $1-million underlying uninsured/underinsured motorist coverage limits when excess UM/UIM is purchased. Other carriers, meanwhile, have announced that they will be non-renewing all their personal umbrellas nationwide.
IAAC has personal umbrella markets to assist agents if they are dealing with carrier shifting underwriting guidelines. Click here to get started |
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