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Aggregators & Clusters

The New York independent agency landscape has seen many changes over the years, but none more than the development of interagency relationships via groups, clusters and aggregators. The creation of these models has served the needs of many independent agents over the years through carrier access, scale, pooling of resources, training and education, marketing, and in some models underwriting and placement support. The intent of this worksheet is to highlight questions for you to consider contractually and relationally when researching the potential of partnering with an aggregator or cluster. These models vary in structure and contractual obligations, so it is important to remember it is not one size fits all and what works for some agents may not work for you. Created in collaboration with NY First, a coalition of insurance companies that support the independent agency system.

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