Adirondack Insurance Exchange is a full-service property-casualty insurance company focused exclusively on New York. We offer a full suite of personal insurance solutions including OneChoice Homeowners®, OneChoice AutoSM, OneChoice CustomPac® for your package business as well as Umbrella Coverage, OneChoice Watercraft, insurance for renters, Equipment Breakdown Coverage, Service Line Coverage and more. Our products cater to the insurance needs of your customers in our shared local neighborhood. It’s insurance for New Yorkers by New Yorkers.

As a reciprocal company, every Adirondack Insurance Exchange member has access to special benefits that aren’t offered from traditional insurers. These benefits include roadside assistance, identity theft resolution service, access to travel assistance and more!

Adirondack Insurance Exchange is rated A (Exceptional) by Demotech, Inc., a longtime provider of Financial Stability Ratings® of property-casualty insurance companies. Demotech's ratings are recognized by Fannie Mae, Freddie Mac, the Department of Housing and Urban Development (HUD) and lenders across the country. Adirondack Insurance Exchange is managed by an Attorney-in-Fact, Adirondack AIF, LLC. Adirondack AIF is an indirectly wholly owned subsidiary of National General Holdings Corp. National General is rated A- (Excellent) by A.M. Best. Adirondack Insurance Exchange also has an A+ Rating by the Better Business Bureau.