DFS: Auto Rate Filings Must Adjust For New Reforms
Now that New York has enacted a package of auto insurance reforms as part of the 2026-27 state budget, the New York State Department of Financial Services (DFS) is making…
News
NYAIP Seeks Public Members for Governing Committee, Peer Review Panel
Disclaimer We are publishing the following message at the request of the New York State Department of Financial Services. Dear Producers, Section 4 of the New York Automobile Insurance Plan…
Your Commercial Tenant Clients May Have a Coverage Gap & What To Do About It
Do you have commercial clients who rent their spaces? If so, there’s a question you may want to ask next time you speak with them: Does your lease make you…
DFS ID Pro Tip: Try Resetting Your Password
The volume of inquiries from Big I New York members having trouble with the New York State Department of Financial Services’ DFS ID system has slowed from the levels we…
Why So Many AI Initiatives Are Failing (And What It Means for Insurance)
By Nick Johnson, Director of Technology A long-time customer of one of our member agencies recently tried to file a claim. She has been with the same agency for years,…
The Biggest Risk in Insurance Agencies May Not Be What You Don’t Know
By Julie Furst The biggest risk in insurance agencies may not be what you don’t know. It may be what you think you already know. Coverage forms evolve. Carrier appetites…
Beware ‘Choice-of-Law’ Clauses in Excess Line Policies
Insurance attorney Chip Merlin is out with an interesting blog post about “choice-of-law” clauses in surplus lines insurance policies. These are clauses that designate the jurisdiction in which an insured…
DFS: What To Do When Cyber Threats Increase
The New York State Department of Financial Services (DFS) recently released new guidance to help insurance agencies and other entities prepare for times when cyber threats become more dangerous. The…
Independent Agent Victories Cap Historic Legislative Session
The 2026 legislative session is one that insurance industry stakeholders will study, discuss, and remember for decades to come. A state budget that arrived nearly two months late, the passage…
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