Tier Assignment Archives - Big I New York

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E&O Seminar
This jam-packed seminar will leave you with best practices to stay out of hot water, earn 3 CE, and potentially receive premium credit.
Leadership Academy
A leadership development series equipping agency team members with the skills to inspire others, foster a winning culture, and drive long-term success.
Events Calendar
Discover statewide and local events that blend professional development, networking, and industry insights.
GearUP! Webinar Archive
Explore a range of informative webinars on hot topics, hosted by our in-house insurance geek, Tim Dodge.
Operations
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Answer Center
Have a question? Need assistance? Get the answers and resources for your licensing, CE, legal, market access, and coverage questions, all in one place.
Agency Compensation 360
Unlock a clear view into compensation, benefits, and outsourcing across the industry in user-friendly, interactive dashboards.
Consulting
Get guidance on E&O risk, operations, technology, policy comparisons, and workflow improvements.
Cybersecurity
Simplify compliance with NY’s cybersecurity regulations using our easy-to-follow tools, templates, and trusted support.
Financial Management
Explore tools and services to manage agency finances, plus expert support for agency valuation and perpetuation planning.
Hard Market Help
Access the tools and resources, including the Hard Market Toolkit, to help your agency navigate tough market conditions.
Hiring & HR
Find dedicated HR support, staffing solutions, hiring tools, job boards, and internship guides to grow and strengthen your agency team.
Industry Intel
Access research, surveys, and infographics—featuring the NY P&C Market Report—to stay informed on key industry trends.
Market Access
Access personal umbrella, flood, workers’ comp, and home business markets, along with member-exclusive access to Independent Market Solutions (IMS).
Marketing Resources
Promote your agency with customizable campaigns, co-branded materials, digital tools, and access to reimbursement programs through Trusted Choice.
Startups & New Agencies
Independent doesn’t mean alone, and we’re here to offer the knowledge and experience needed to launch a successful agency.
Technology
Explore tools, insights, and resources from Catalyit, ACT, ACORD, and more to help your agency optimize tech, streamline operations, and stay future-ready.
QUICK LINKS.
Big Book of Form Letters
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Legal System Abuse Toolkit
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Insurance
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FOR YOUR AGENCY.
E&O
Protect your agency with access to 30+ markets, dedicated legal guidance, and a free hotline for E&O-related inquiries.
Cyber & Privacy Liability
Protect your agency from cyber threats with tailored coverage.
Employment Practices Liability Insurance (EPLI)
Protect your business from employee claims involving workplace-related issues.
Employee Benefits
Offer flexible life, disability, dental, and vision plans to attract and retain talent.
FOR YOUR CUSTOMERS.
Personal Umbrella Policy
Access high-limit coverage through RLI and Hudson, with a team of dedicated underwriters, easy quoting, and no access fees.
Independent Market Solutions (IMS)
Unlock direct access to top markets with no fees, no minimums, and own your book of business.
Workers' Compensation
Place challenging accounts with ease through broad market access, flexible solutions, and expert support.
Flood Insurance
Equip your agency with flexible flood coverage, strong commissions, and easy access.
Home Business Insurance
Protect 145+ types of home-based businesses with affordable coverage, seamless quoting process, and no volume requirements.
Big "I" Alliance Blue
Access specialty markets and hard-to-place risks with no fees, no production requirements, and full ownership of your book.
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Advocacy
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LEGISLATIVE ADVOCACY.
Grassroots Advocacy – Take the First Step in Advocacy
Our Grassroots Advocacy group equips you with tools to take action on key issues and amplify your voice in Albany, D.C., and your community.
Group of 100 – Build Relationships That Shape Policy
Group of 100 is a statewide grassroots network of independent agents advocating directly with local lawmakers to protect and strengthen our industry.
IAPAC & InsurPac – Support with a Contribution
Support pro-agent lawmakers at the state (IAPAC) and federal (InsurPac) levels—your contributions help protect your business and amplify your voice in Albany and D.C.
CARRIER ADVOCACY.
Agency Company Contract Reviews
Agency Compensation & Appointments Policy Statement
Agreement Guidelines
Carrier Contract Addendums
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EVENTS.
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Women in Insurance Summit
Annual Business Meeting
Want EARLY ACCESS to exhibit and sponsor our top events?
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InsureMyCareer – Share Your #DayInTheLife
Join insurance pros nationwide on Wednesday, February 25, and showcase the many career paths in insurance by sharing your #DayInTheLife with #InsureMyCareer on social media.
Find Your Local Association/Community
Find your regional group of agents and grow your network across East-North, Metro-Suburban, West-Central New York, or NYC.
NextGen NY – Young Agent Opportunities
Discover how NextGen NY helps emerging agents grow through connection, leadership, and opportunity.
NY First – Fostering a Healthy Marketplace
Learn how NY First advances advocacy and research to protect New York’s independent agents.
Invest Program – Connect With Students
Engage with students through Invest and introduce them to careers in the insurance industry.
P&C Insurance Summit
Look back on the summit that brought together 200+ policymakers and industry leaders in Albany for critical discussions on the future of New York’s insurance market.
News
News
NEWS & INSIGHTS.
The latest
NY Cyber Reg: What Your Agency Must Do
February 12, 2026
E&O Report | Subpoenas: The Shot Across the Bow – What To Know, What To Do
February 10, 2026
DFS Warns About ‘Vishing’ Cybersecurity Attacks
February 9, 2026
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The E&O Report
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For all media inquiries, contact:
Julie Furst
VP of Marketing, Communications & Events
jfurst@biginy.org
800.962.7950 EXT: 224

Can an Insurer Pick and Choose What to Re-Tier at Renewal?

September 28, 2022

QUESTION: “I have a company that increased an insured’s renewal premium by over $1,000 because of a deer collision claim (payout was $6,000 for a comprehensive claim). I do not…

Two people talking with car figures on the table

JOIN BIG I NEW YORK.

The latest

NY Cyber Reg: What Your Agency Must Do

E&O Report | Subpoenas: The Shot Across the Bow – What To Know, What To Do

DFS Warns About ‘Vishing’ Cybersecurity Attacks

Tier Assignment

Can an Insurer Pick and Choose What to Re-Tier at Renewal?

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