Excess Liability Coverage

Most clients need an umbrella! With dangers lurking everywhere and increasing with changing seasons, milestones, and success, it’s critical your customers aren’t under-insured. What are the risks of inadequate coverage?…

Question: “We received a 220 letter via email on October 26, 2022, for a January 1, 2023, renewal. When we receive these, we automatically insert them into our management system…

You must give your policyholders at least two months’ warning if you’re going to drop them, change or reduce their coverage, or hike their premiums.

Question: “My insured received the attached non-renewal notice on their Commercial General Liability insurance policy. Is it a legal notice? The coverage is provided by a non-admitted carrier.” Answer: Commercial…

The New York State Department of Financial Services today proposed a six-month extension to a special coverage arrangement for vehicles used by drivers for transportation network companies (TNCs) such as Uber and…

E&O Tip Homeowners’ policies vary, as do the interpretations of business use by individual insurers. Be sure that you understand how each policy you offer and each insurer will respond…

Question from IIABNY member: “We have an insured that approached us with a question– he has a NY auto policy and he’s going to California for four months, as he does…