NYS Resident & Non-Resident License Requirements
Question: “My employee lives in another state but does not write any insurance there, and she works remotely out of our office in New York. Does she need a resident…
News
NYS Agent’s & Broker’s License Renewal Late Fee
Question: “Why does the New York State Department of Financial Services charge me $10 if I renew my agent’s or broker’s license less than 60 days before renewal?” Answer: The…
A Consumer’s Guide to Non-Admitted Insurance Companies
An admitted insurance company (also known as a “licensed” or “authorized” company) is one that holds a license issued by the insurance regulators in a particular state. (The Department of…
What Does the Workers’ Comp Endorsement to the Homeowners Policy Cover?
[The following is a re-publication of a post that originally ran in 2011.] Question from an IIABNY member: “I have a personal lines customer who called saying he has a person…
New York’s Child Victims Act: Why Some Organizations Have No Insurance for These Claims
In February 2019, the New York State Legislature passed and the governor signed the Child Victims Act. The law’s purpose is to permit people who suffered sexual abuse as children…
E&O Report | Beware of the Influx of New Claims From Victims of Child Sexual Abuse Starting August 14, 2019
E&O Report | August 2019 | Volume 31, Number 8 As you are probably aware from news reports and attorney advertisements, a new law takes effect in New York on August 14, 2019, that will…
Why Does My Agent’s License Show as Inactive?
We are asked pretty frequently, “Why does my Agent’s License show as inactive?” An Agent’s License (PC or LA) is all about the relationship between the insurance company and the…
E&O Report | The Article 78 Challenge to NY Insurance Regulation 187
E&O Report | December 2018 | Volume 30, Number 12 On November 16, 2018, an Article 78 legal proceeding was filed in the Albany County Supreme Court jointly by both Big I NY and PIA…
A Guide to New York’s Scaffold Law
New York State’s so-called “scaffold law” is paragraph 1 of Section 240 and paragraph 6 of Section 241 of the state’s Labor Law. Its purpose is to protect construction workers…
NYS DFS Proposes Extending Time For Carriers To File TNC Endorsements
The New York State Department of Financial Services today proposed a six-month extension to a special coverage arrangement for vehicles used by drivers for transportation network companies (TNCs) such as Uber and…
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