Do Homeowners Insurance Policies Cover Host Liquor Liability?
Question: “As this is party/graduation season, do Homeowners insurance policies cover Host Liquor Liability? My example: If a guest or other third party was injured or killed in an auto…
News
Electronic Delivery of Policies Unless Paper Copies Are Requested
Question: “I know that historically we had to have the insureds sign off on receiving policies electronically, but I wanted to know if there have been any updates to how…
Are Businesses Required To Carry Disability Benefits Law (DBL) and Paid Family Leave (PFL) Insurance With Employees From a Professional Employer Organization (PEO)?
Question: “My client is leasing its employees from a professional employer organization (PEO). Does New York law still require the business to carry Disability Benefits Law (DBL) and Paid Family…
Non-Renewal Notice on a Commercial General Liability Insurance Policy
Question: “My insured received the attached non-renewal notice on their Commercial General Liability insurance policy. Is it a legal notice? The coverage is provided by a non-admitted carrier.” Answer: Commercial…
Can an Agency Run MVRs? Can They Reveal That Information to the Insured?
Question: “Can an agency run MVRs? If we do run an MVR or receive information on a driver, can we give that out to the insured?” Answer: It is permissible…
Industry Roundup: Job Ad Law Hits NYC, Event Insurance Evolves & Rental Durations Climb
Connecticut Legislators Pass Consumer Data Privacy ‘Bill of Rights’ Consumers in Connecticut will be able to know when their personal information is being tracked and how it’s being used under…
An Expert Answers Your Questions About Cybersecurity
PropertyCasualty360.com has a post up on its site today that features a question-and-answer session with Troy Stairwalt, chief information security officer of Westfield Insurance. I encourage you to read the entire…
Industry Roundup: Flood Rates, Complaints, Jackware & Remote Work
More Than 80% of Flood Policyholders Expected to see Premiums Increase When the Federal Emergency Management Agency (FEMA) rolled out a major overhaul to its beleaguered National Flood Insurance Program…
Photo Inspection Reform Campaign Kicks Into High Gear – Petition Signatures Needed
This week, our campaign to pass the Auto Insurance Consumer Relief Act, which would make photo inspections (CARCOs) optional at the discretion of insurance companies, gained major momentum. Key Committee…
Rules for Social Media Giveaways
Question: “I was hoping to get some clarity on any kind of rules in regards to promotions/giveaways on our social media accounts to grow our followers? For example, running a…
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