Maddy Tomkos

Privacy Policy

Association Privacy Policy Effective as of December 2025 The organization named in the footer of this website and its subsidiaries and affiliates (including any future subsidiaries and affiliates) (collectively the…

Content Agreement

Association Content Agreement Effective as of December 2025 The organization named in the footer of this website and its subsidiaries and affiliates (including and any other or future subsidiaries and…

Market Access

Access personal umbrella, flood, workers’ compensation, and home business markets, along with member-exclusive access to Independent Market Solutions (IMS).

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Insurance Technical Consulting Services

Whether you’re navigating a complex claim, comparing policies, or determining if coverage meets subcontractor requirements, our experienced team is here to help.

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IAPAC Contributors

Every contribution helps strengthen the voice of independent agents in New York. We proudly recognize the individuals and agencies whose generous support powered IAPAC’s advocacy efforts this year.

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Women’s Summit Speaker Archive

Take a look back at our powerful speakers, including their biographies, presentation details, and any recorded footage or audio, if available.

Tinsley English speaking on stage at the Women in Insurance Summit 2025

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  1. Auto Insurance (30)
  2. Commercial Lines (20)
  3. Personal Lines (19)
  4. Homeowners Insurance (18)
  5. Workers' Compensation (18)
  6. Scaffold Law (17)
  7. Liability Insurance Policy (15)
  8. Conditional Renewals (13)
  9. Policy Non-Renewals (13)
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  16. Third Party Litigation Funding (TPLF) (8)
  17. Premium Changes (8)
  18. Policy Cancellations (8)
  19. Excess Liability Coverage (7)
  20. Excess & Surplus Lines (E&S) (7)
  21. Governor Kathy Hochul (7)
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  32. National Flood Insurance Program (NFIP) (5)
  33. Rental Vehicle (5)
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  71. E&O Loss Control Seminar (3)
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  80. AI (3)
  81. Women in Insurance Summit (3)
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  148. Child Victims Act (CVA) (2)
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  159. Home Business Insurance (2)
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  165. IAAC (1)
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  167. Operations (1)
  168. Position Priorities Paper (1)
  169. License Renewal (1)
  170. Accredited Customer Service Representative (ACSR) (1)
  171. Associate in Insurance (AINS) (1)
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  173. Turning Stone Resort Casino (1)
  174. Volunteering (1)
  175. Virtual Agency Solutions (1)
  176. 1882 Fellow Award (1)
  177. Distinguished Service Award (1)
  178. Local Association of the Year (1)
  179. The Vincent Alba Award (1)
  180. Thom McDaniel Exemplar Award (1)
  181. Top Carrier Partner Award (1)
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  190. Hard Market Toolkit (1)
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  196. Catalyit Tech Stack Report (1)
  197. Selective (1)
  198. College Student (1)
  199. High School Student (1)
  200. Talent Acquisition (1)
  201. Insurance Industry Charitable Foundation (IICF) (1)
  202. Best Practices (1)
  203. Key Policies (1)
  204. ELANY (1)
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  206. Separation (1)
  207. GearUP! (1)
  208. Gift Giving (1)
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  210. Sublicensees (1)
  211. Luxury cars (1)
  212. Retail Worker Safety Act (1)
  213. CGL (1)
  214. OCP (1)
  215. Owners and Contractors Protective Liability Policy (1)
  216. Liquor Legal Liability Coverage (1)
  217. DFS Consultant Authorization (1)
  218. Lead Paint Exclusion Prohibition (1)
  219. Online Insurance Verification (1)
  220. Reasonable (FAIR) Business Practices Act (1)
  221. Standardized definitions (1)
  222. Global Conflict (1)
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  226. Media (1)
  227. Press release (1)
  228. Zoom (1)
  229. Car Sharing Programs (1)
  230. Tier Assignment (1)
  231. Property Damage Liability (1)
  232. Department of Health (1)
  233. Essential Plan Health Coverage (1)
  234. National Association of Benefits and Insurance Professionals (NABIP) (1)
  235. NY State of Health Marketplace (1)
  236. Late Filing Fee (1)
  237. NAIC Producer Licensing Model Act (1)
  238. Agency Owner (1)
  239. Non-Standard Certificate (1)
  240. Countersignature (1)
  241. Waiver of Subrogation (1)
  242. Business Income Coverage (1)
  243. Business Income Worksheet (1)
  244. Hurricane Windstorm Deductible Trigger (1)
  245. Professional Employer Organization (PEO) (1)
  246. Non-Admitted Company (1)
  247. Property Casualty Insurance Security Fund (1)
  248. Insurance Regulation 87 (1)
  249. NY Insurance Regulation 187 (1)
  250. State Administrative Procedures Act (SAPA) (1)
  251. Suitability and Best Interests in Life Insurance and Annuity Transactions (1)
  252. Motor Vehicle Report (1)
  253. Giveaway (1)
  254. Social Media (1)
  255. Discounts (1)
  256. Trade Association (1)
  257. Checklist (1)
  258. Duty of Care (1)
  259. Service Fees (1)
  260. Insurance Binder (1)
  261. Mortgage Loan (1)
  262. 220 Letters (1)
  263. Audit (1)
  264. Policy Provisions (1)
  265. Commercial Risk Insurance (1)
  266. Professional Liability Insurance (1)
  267. Public Entity Insurance (1)
  268. Geographical Location (1)
  269. Redlining (1)
  270. Bankruptcy (1)
  271. Alternative Renewal Notice (1)
  272. Business Owner's Policy (BOP) (1)
  273. Short-Term Renewal (1)
  274. Policy Renewal (1)
  275. Enhanced Actual Cash Value (ACV) Roof Loss Settlement Endorsement (1)
  276. Free Trade Zone (1)
  277. Pet Damage (1)
  278. Policy Void (1)
  279. Declination Form (1)
  280. Hired and Non-Owned Auto Liability Coverage (1)
  281. Comprehensive Coverage (1)
  282. Subrogation (1)
  283. Landlord Insurance (1)
  284. Vandalism (1)
  285. Class Loss Costs (1)
  286. Tenant Improvements and Betterments (TIBs) (1)
  287. Coinsurance penalty (1)
  288. Infestation and Animal Damage Exclusion (1)
  289. Personal Property Insurance (1)
  290. Renters Insurance (1)
  291. Host Liquor Liability (1)
  292. Fostering (1)
  293. Long Island (1)
  294. Workers' Compensation Endorsement (1)
  295. Abuse or Molestation Exclusion (1)
  296. Claims-Made Policy (1)
  297. Directors & Officers (D&O) Coverage (1)
  298. Employment Practices Liability Insurance (EPLI) (1)
  299. Occurrence-Based Policy (1)
  300. Airbnb (1)
  301. Home-Based Business (1)
  302. Home Sharing (1)
  303. Host Damage Protection (1)
  304. Host Liability Protection (1)
  305. Vrbo (1)
  306. Non-Compete Agreement Bans (1)
  307. Arbitration Endorsements (1)
  308. Merit Rating Plans (1)
  309. Personal Injury Protection (PIP) Insurance (1)
  310. Unfair Claims Settlement Practices (1)
  311. New York State Trail Lawyers Association (NYSTLA) (1)
  312. Occupational Safety and Health Administration (OSHA) (1)
  313. Temporary Worker (1)
  314. Aerial Imaging (1)
  315. National Council of Insurance Legislators (NCOIL) (1)
  316. Experience Rating (1)
  317. Loss Costs (1)
  318. Customer Service (1)
  319. Jamaal Bailey (1)
  320. Staffing Shortages (1)
  321. The Lawsuit Reform Alliance of NY (1)
  322. Backdating (1)
  323. Compensation survey (1)
  324. Build More New York (1)
  325. Independent Agent Penetration (1)
  326. Surplus line utilization (1)
  327. Pass-Through Entity (1)
  328. Qualified Business Income (QBI) (1)
  329. Answer Engine Optimization (AEO) (1)
  330. Generative Engine Optimization (GEO) (1)
  331. HubSpot (1)
  332. Local Leaders Summit (1)
  333. Government Shutdown (1)
  334. Kaitlin Asrow (1)
  335. Ashley Engl (1)
  336. Cisco (1)
  337. Zero-Day Vulnerability (1)
  338. Insurance Disciplinary Action Report (1)
  339. License Revocation (1)
  340. NYS Secure Choice Savings Program (1)
  341. Private Sector (1)
  342. Retirement (1)
  343. Roth IRA (1)
  344. Encryption (1)
  345. Third-Party Service Provider (1)
  346. Mid-America Insurance Conference (1)
  347. National Council on Compensation Insurance (NCCI) (1)
  348. NYSIF Insure+ (1)
  349. Payroll Estimates (1)
  350. Waiver of Audit Program (1)
  351. Borg Insurance Agency (1)
  352. Robert L. Kelly General Insurance (1)
  353. Insurance Information and Enforcement System (IIES) (1)
  354. Rate and Form Filing (1)
  355. Grieving Families Act (1)
  356. Beds for Buffalo (1)
  357. Buffalo I-Day (1)
  358. Career Civility (1)
  359. Day in the Life (1)
  360. Golf (1)
  361. Shop 'Til You Drop (1)
  362. Shot Clock Social (1)
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  365. Civil Procedure Law and Rules (1)
  366. Foreign Business (1)
  367. Negotiating Contracts (1)
  368. Capitol Hill (1)
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  374. Carrier Appetite (1)
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  376. Pam Hunter (1)
  377. Identity Theft (1)
  378. Phishing (1)
  379. Action Center (1)
  380. Executive Budget (1)
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  382. Big Book of Form Letters (1)
  383. $10 Tuesday (1)
  384. State Lawmakers (1)
  385. Excessive Litigation (1)
  386. Insurance Anti-Discrimination Laws (1)
  387. New York State Budget (1)
  388. Pet Insurance (1)
  389. Producer Advertising Law (1)
  390. Surveillance Pricing (1)
  391. Auto Tort Reform (1)
  392. First Street (1)
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