E&O Coverage
Our E&O program gives you access to the coverage, knowledge, and care your agency needs to stand strong when exposure strikes.
Protect Your Agency Like You Protect Your Clients
You run an independent insurance agency in New York– a tough state. You serve clients, manage risk, navigate complex carrier relationships, and you know one small oversight could lead to a claim that threatens everything.
Errors & Omissions (E&O) exposure is real, and without the right partner, you’re vulnerable to:
- Bad guidance (we see it often)
- Improper coverage limits making it impossible to financially recover
- Fear-based decisions that lead to reputational damage
- Inability to serve customers
Let us have your back
No one understands and appreciates your business like we do. For over 140 years, we’ve existed only to support agencies like yours. Our internal agency, IAAC, is the premier independent agency for independent agents. You gain a dedicated team that understands the NY IA environment, extensive market knowledge, and the exceptional customer service you deserve.
Our E&O program supports you with…
20+ Markets
“A” Rated Carriers
Legal Team Access & Free Hotline
Top-Notch Legal Team on Standby
Members-Only Free Hotline for Quick Questions*
Loss Control Tools
We make it easy to get started
Complete Online Application
Review Your Proposal
Approve & Submit
QUESTIONS?
E&O TOOLS & RESOURCES.
Big Book of Form Letters
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E&O Report
Well-respected monthly insights on protecting your agency from E&O exposures, claims, and lawsuits from our legal partner, Kaufman Dolowich, LLP.
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Annual Loss Control Seminar
Virtual E&O Audit
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E&O Website Audit
Quick, simple, and inexpensive.
Review My Site >
E&O Guardian Tools
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