Coverage Options for Customers Who Drive For TNCs
TNC Status in New York Transportation network companies (TNCs) were authorized to operate in New York State starting June 29, 2017. TNCs have been operating in New York City under…
Personal Lines
Uber Will Offer Contingent Comp & Collision
Agents can breathe a sigh of relief for now when advising their customers about driving for Uber. We have been informed by Uber’s Senior Risk Manager for Insurance and Public…
Ridesharing Regulations Released: How to Advise Your Customers
On Monday this week, Gov. Andrew Cuomo signed legislation to move up the implementation date for ridesharing in New York from July 9th to June 29th, just in time for…
Can an Insurer Cancel a Policy Flat if the Insured Never Pays?
Question from an IIABNY member: “I have a question regarding “Cancellation for Non-Payment of Premium”. In short, after proper notice has been given and no premium is received, can an insurer…
Can a Carrier Issue a Renewal and Still Non-Renew the Policy?
Question from an IIABNY member: “The carrier set up a policy for non-renewal, issued the renewal, then told us that the non-renewal will stand. They said it was a system error that…
Split the Payments on a Package, Cancel the Coverages Separately?
Question from an IIABNY member: “My question pertains to a personal lines package policy. I recently had a client renew where the homeowner’s premium is escrowed through the mortgage company, and…
Can an Insurer Cancel the Policy Because of a Backyard Shooting Range?
Question from an IIABNY member: “Can a carrier cancel a HO policy midterm because the insured has a shooting range out back? The carrier has been on them for 10+ years. The…
Is That a Legal Reason to Non-Renew a Policy?
I often receive questions from IIABNY members about non-renewal notices and the reasons given for non-renewal. The member usually wants to know whether it is legal under New York law…
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