Liability Insurance Policy

Home Sharing Coverage Options for Customers

E&O Tip Homeowners’ policies vary, as do the interpretations of business use by individual insurers. Be sure that you understand how each policy you offer and each insurer will respond…

Property owner handing off keys to the guest who's renting the house

A Manhole-Sized Bad Court Decision

Last year, I developed and taught a continuing education course titled Absolute Liability: New York’s Scaffold Law and the Courts. The course looked at the history and interpretation of New York…

Construction worker holding a tube that's going down a manhole

New York’s Scaffold Law: Why Worker Conduct Doesn’t Matter

New York’s so-called “scaffold law” (Sections 240(1) and 241(6) of the state’s Labor Law) has become notorious. Detractors in the insurance, construction, and real estate industries say it is unfair, redundant, and the…

Man at the top of a ladder that's leaning against the roof of a house