In response to an op-ed by U.S. Representative Nick Langworthy on the Infrastructure Expansion Act of 2025, Big I New York Chair of the Board Kelly Gonyo submitted a letter…
One question that comes in from time to time is whether a liability insurance policy (either personal, commercial general, or auto) must cover the loss in value of damaged property…
It’s been a while since I added to my list of examples of subtle but possibly significant differences between insurance policies of the same type issued by different insurers. This…
Question: “We have an insured with a tenant property. The tenant was evicted and caused damage to the home before leaving. Some of the damage came from their animals left…
Question: “Will a New York State personal auto policy extend to a rental car rented in the U.S. Virgin Islands?” Answer: For most coverages that are mandatory in New York,…
You must give your policyholders at least two months’ warning if you’re going to drop them, change or reduce their coverage, or hike their premiums.
[The following is a re-publication of a post that originally ran in 2011.] Question from an IIABNY member: “I have a personal lines customer who called saying he has a person…
New York State’s so-called “scaffold law” is paragraph 1 of Section 240 and paragraph 6 of Section 241 of the state’s Labor Law. Its purpose is to protect construction workers…
The New York State Department of Financial Services today proposed a six-month extension to a special coverage arrangement for vehicles used by drivers for transportation network companies (TNCs) such as Uber and…
On Monday this week, Gov. Andrew Cuomo signed legislation to move up the implementation date for ridesharing in New York from July 9th to June 29th, just in time for…
