Homeowners Insurance

ACORD Changes NY Forms

Insurance industry standards-setting organization ACORD has announced revisions to three application forms used in New York. The revisions, which carry a “2026/04” edition date, are for use on and after…

Woman filling out form

Executive Budget Proposal Heavy on P&C Insurance Reforms

Governor Kathy Hochul has released the FY27 Executive Budget, officially launching the sprint toward the April 1 deadline for a State Budget agreement. As anticipated, affordability took center stage, with…

A calculator on top of a pile of money with a notepad beside it

Have Tariffs Left Your Clients Underinsured?

Nicholas M. Insua and Richard P. Lewis, partners at law firm Reed Smith, LLP, raise an interesting point in a post published last month: “The bigger issues related to how…

A construction site with stacked lumber building materials

Personal Umbrella Policy

Most clients need an umbrella! With dangers lurking everywhere and increasing with changing seasons, milestones, and success, it’s critical your customers aren’t under-insured. What are the risks of inadequate coverage?…

A red umbrella hanging over a piggy bank and house figurine.

DFS Proposes Hurricane Deductible Trigger Regulation

The New York State Department of Financial Services (DFS) has formally proposed an amended regulation on hurricane deductible triggers. The department is accepting comments from the public until July 7th. The…

Aerial view of a hurricane

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