Hard Market

P&C Insurance Summit

Our City & State P&C Insurance Summit Brought Together Policymakers and Industry Leaders in Albany On February 4, 2025, Big I New York and NY First partnered with City & State to host…

The view from the crowd of the panelists at the City & State P&C Insurance Summit 2025.

NYC Executive Insights Breakfast

Join Big I New York President & CEO Lisa Lounsbury and AVP of Government Relations, Travis Wattie, for a high-level discussion designed for independent agency leaders navigating today’s complex and…

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Hard Market Help

Access the tools and resources, including the Hard Market Toolkit, to help your agency navigate tough market conditions.

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2025 Predictions

By AgencyFocus​ Looking ahead to 2025, our AgencyFocus team put together some of our predictions for what agencies should be expecting in the upcoming year based on trends in data we…

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Let’s Play “Can They Do That?”

For those who may have missed it, the property casualty insurance markets are in a very hard market cycle. During a hard market, insurance carriers hike premiums, cancel and non-renew…

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RT Binding 2024 Binding Authority Submission Excellence

​The continuation of the hard market is evident as both standard and E&S carriers face underwriting challenges contributing to a narrowing of business appetites and thus increasing shopping for retail…

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