NY Ins. Reg. 87– Governmental Ins. Disclosure Statement
If your agency has governmental units for clients, you need to watch this video about a regulation you have to comply with by April 15th. Topics
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Ridesharing Regulations Released: How to Advise Your Customers
On Monday this week, Gov. Andrew Cuomo signed legislation to move up the implementation date for ridesharing in New York from July 9th to June 29th, just in time for…
Order in the Court (Part 3): Scaffold Law Homeowner Exclusion
New York’s (in)famous scaffold law exempts owners of one- and two-family dwellings. Homeowners don’t have to worry about absolute liability, right? Well, it depends. A New York appellate court refused to…
Change of Direction on New York’s Scaffold Law?
If the Second Department’s decision in this new case passes muster with the Court of Appeals, owners and contractors’ ability to successfully defend scaffold lawsuits will greatly improve.
Home Sharing Coverage Options for Customers
E&O Tip Homeowners’ policies vary, as do the interpretations of business use by individual insurers. Be sure that you understand how each policy you offer and each insurer will respond…
One More Myth About New York’s Certificates of Insurance Law– Workers’ Compensation Forms
I have returned this morning from 11 days off. I spent a few days in the Thousand Islands region with some college friends, spent a week with my family on…
The Myths About New York’s Certificates of Insurance Law
In just 18 days, New York’s certificates of insurance law will take effect. The New York State Department of Financial Services has posted an initial list of certificate forms it…
New York’s Scaffold Law and a Temporary Worker Exclusion
This endorsement excludes Labor Law claims and other injury claims involving temporary workers.
A Manhole-Sized Bad Court Decision
Last year, I developed and taught a continuing education course titled Absolute Liability: New York’s Scaffold Law and the Courts. The course looked at the history and interpretation of New York…
New York’s Scaffold Law: Why Worker Conduct Doesn’t Matter
New York’s so-called “scaffold law” (Sections 240(1) and 241(6) of the state’s Labor Law) has become notorious. Detractors in the insurance, construction, and real estate industries say it is unfair, redundant, and the…
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