E&O Report | The New Certificates of Insurance Law
E&O Report | April 2015 | Volume 27, Number 4 On March 6th, Gov. Andrew Cuomo signed into law an amendment to New York Insurance Law with regards to certificates of insurance. The new law,…
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New York’s Scaffold Law: Why Worker Conduct Doesn’t Matter
New York’s so-called “scaffold law” (Sections 240(1) and 241(6) of the state’s Labor Law) has become notorious. Detractors in the insurance, construction, and real estate industries say it is unfair, redundant, and the…
Countering the Scaffold Law Rhetoric
Claim: Reforming the Scaffold Law would be unfair to workers, who would have no recourse in court.Response: Reform would not limit any worker’s right to sue, nor would it shield…
Does New York Rental Car Coverage Apply To a Borrowed Car?
Question from member: “A client of ours incurred damage on a loaner car that was provided to them while their car was in for service. We filed a claim with their…
E&O Report | Issues to Consider Concerning Agency Technology
E&O Report | September 2013 | Volume 25, Number 9 We regularly receive phone calls from independent agents with questions on a wide variety of topics. Quite often the topics relate to concerns about an…
Will HO Policy Cover Accidental Injury to Foster Children?
Question from an IIABNY member: “We have an insured who is taking in three foster children from Family Court. The mother of the children is heading to jail for a year. She is…
It’s Not the Wind, It’s the Water
“Hurricane Sandy revealed just how real storm surge risk is,” commented Dr. Claire Souch, vice president, model solutions at RMS. “Our model shows there is a 20 percent chance that…
Insurance Carriers Do The Darndest Things!
[This post appeared in the June 26, 2013, issue of IIABNY Insider] Every week, IIABNY’s Research Department gives members information about what New York State law allows insurance carriers to…
Scaffold Law Fact Check
New York State Trail Lawyers Association (NYSTLA) says… New York’s Scaffold Law makes construction safer. It doesn’t. OSHA’s rigorous scaffold safety regulations far exceed those put forth under the Scaffold…
Can an Insurer Renew a Policy Short-Term Then Non-Renew?
Question from an IIABNY member: “One of my insureds has a Business Owner’s Policy, issued by an admitted carrier, that is about to expire on June 26, 2012. As of…
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