maddytomkos

Cyber & Privacy Liability

The average cost of a data breach per record* That’s not per customer, but per record. A “record” refers to any single piece of compromised data, like a name, Social…

A man looking at a computer screen of code sequences

E&O Coverage

Our E&O program gives you access to the coverage, knowledge, and care your agency needs to stand strong when exposure strikes.

A man holding both hands vertically with a human figurine in between and domino blocks on both sides

Technology

Explore tools, insights, and resources from our trusted partners to help your agency optimize tech, streamline operations, and stay future-ready.

A digital realm illustration.

Marketing Resources

Promote your agency with customizable campaigns, co-branded materials, digital tools, and access to reimbursement programs through Trusted Choice.

Computer screen displaying graphics

Industry Intel

Knowledge is power. Access exclusive member-only research studies, infographics, surveys, and more.

An illustrative design of graph lines and dots.

Hiring & HR

Find dedicated HR support, staffing solutions, hiring tools, and job boards to grow and strengthen your agency team.

A woman smiling at another woman across the table during a meeting.

Hard Market Help

Access the tools and resources, including the Hard Market Toolkit, to help your agency navigate tough market conditions.

A person working on their laptop, seeming frustrated with their hand in the air, accompanied by another person to the right of them.

Agency Solutions

Explore tools and services to manage agency finances, plus unmatched support for agency valuation and perpetuation planning.

A calculator, sticky notes, and a pen sitting on top of a bed of twenty-dollar bills

Cybersecurity

Simplify compliance with NY’s cybersecurity regulations using our easy-to-follow tools, templates, and trusted support.

Secured login screen graphic over laptop

Answer Center

Have a question? Need assistance? We’ve done the research for you!

Question marks on sticky notes

Filters

  1. Posts (272)

  1. Operations (2)
    1. Cybersecurity (2)
    2. Staff Development (2)
    3. Consulting (1)
    4. Answer Center (1)
      1. Laws & Rules That Cover Agents (15)
      2. Issues & Trends That Affect Your Agency (6)
      3. Coverage (4)
      4. Resources for Your Agency (3)
      5. Laws & Rules That Cover Carriers & Banks (3)
      6. Market Access (1)
      7. Licensing & Continuing Education (1)
  2. Get Involved (2)
    1. Events (1)
      1. Go Big (1)
      2. Women's Summit (1)
    2. Local Associations (2)
  3. Uncategorized (2)
  4. Website Policies (3)
  5. Membership (1)
    1. About (3)
    2. Support NY (1)
  6. Advocacy (6)
    1. Legislative Advocacy (6)
  7. Media Room (1)
  8. News (2)
    1. Ask Tim (110)
    2. Advocacy (31)
    3. Industry News (26)
    4. Cyber (7)
    5. E&O Report (5)
    6. Association News (5)
    7. Culture Corner (5)
    8. NextGen (4)
    9. Consulting (2)
    10. Education (1)
    11. Tech (3)
    12. Marketing (3)
    13. Human Resources (1)
    14. Your Good News (1)
    15. Get to Know Your Board (1)
    16. Solutions (2)
  9. Learn (4)
    1. Education Tools (5)
    2. Learning Experiences (4)
    3. Career Development (4)
  10. Insurance (4)
    1. For Your Customers (5)
    2. For Your Agency (4)

  1. Auto Insurance (27)
  2. Commercial Lines (19)
  3. Personal Lines (18)
  4. Workers' Compensation (18)
  5. Homeowners Insurance (17)
  6. Scaffold Law (16)
  7. Liability Insurance Policy (15)
  8. Conditional Renewals (13)
  9. Policy Non-Renewals (13)
  10. Labor Law (10)
  11. Continuing Education (CE) (9)
  12. Property-Casualty Agent's (PC) License (9)
  13. Policy Cancellations (8)
  14. Third Party Litigation Funding (TPLF) (7)
  15. E&O (7)
  16. General Liability (7)
  17. Premium Changes (7)
  18. Fraud (7)
  19. IAPAC (6)
  20. Property-Casualty Broker's (BR) License (6)
  21. Excess & Surplus Lines (E&S) (6)
  22. Excess Liability Coverage (6)
  23. Certificates of Insurance (6)
  24. Flood Insurance (6)
  25. Affordability (6)
  26. G100 (5)
  27. Rental Vehicle (5)
  28. Governor Kathy Hochul (5)
  29. New York City (5)
  30. Cybersecurity Regulation (5)
  31. Department of Financial Services (DFS) (5)
  32. Additional Insured Coverage (5)
  33. Personal Umbrella Insurance (PUP) (5)
  34. InsurPac (4)
  35. Webinar (4)
  36. No-Fault Insurance (4)
  37. Anti-Arson Application (4)
  38. National Flood Insurance Program (NFIP) (4)
  39. Transportation Network Companies (TNCs) (4)
  40. Absolute Liability (4)
  41. Professional Development (3)
  42. Albany (3)
  43. Event (3)
  44. Education (3)
  45. Technology (3)
  46. Licensing (3)
  47. Young Agents (3)
  48. Operational Consulting (3)
  49. Local Associations (3)
  50. Big"I" Alliance Blue (3)
  51. Catalyit (3)
  52. New York Auto Insurance Plan (NYAIP) (3)
  53. Supplemental Spousal Liability (SSL) (3)
  54. Young Driver (3)
  55. Disability Benefits Law (3)
  56. Cybersecurity Incident (3)
  57. Wrongful Death (3)
  58. Multi-Factor Authentication (MFA) (3)
  59. Electronic Delivery (3)
  60. E&O Loss Control Seminar (3)
  61. Rental Property (3)
  62. Commercial Property (3)
  63. Licensed Insurance Agent (3)
  64. Licensed Insurance Broker (3)
  65. Ridesharing (3)
  66. Commission Rates (3)
  67. Loss ratios (3)
  68. Women in Insurance Summit (3)
  69. Modernization (3)
  70. Legal System Abuse (3)
  71. Consumer Protection Law (2)
  72. FAIR Act (2)
  73. Leroy Comrie (2)
  74. Letitia James (2)
  75. Micah Lasher (2)
  76. Small Business (2)
  77. Marketing (2)
  78. Member Engagement (2)
  79. Grassroots Advocacy (2)
  80. Pre-licensing (2)
  81. Relicensing (2)
  82. Community Involvement (2)
  83. Networking (2)
  84. NextGen (2)
  85. Compliance Review (2)
  86. Policy Comparison (2)
  87. Policy Review (2)
  88. Technical Consulting (2)
  89. Agency Valuation (2)
  90. AgencyFocus (2)
  91. Hard Market (2)
  92. Independent Market Solutions (IMS) (2)
  93. WAHVE (2)
  94. P&C Insurance Marketplace Report (2)
  95. NY First (2)
  96. Action Center (2)
  97. Photo Inspection (2)
  98. U.S. Virgin Islands (2)
  99. Uninsured Motorist Coverage (2)
  100. Non-Resident License (2)
  101. Resident License (2)
  102. Commuting (2)
  103. Domestic Employees (2)
  104. Paid Family Leave (2)
  105. Sole Proprietorship (2)
  106. Damaged Property (2)
  107. Bodily Injury and Property Damage Liability (2)
  108. Single Producer License (2)
  109. Staged Accident (2)
  110. Car Accident (2)
  111. Retroactive Charge (2)
  112. Supplemental Uninsured/Underinsured Motorist (SUM) Coverage (2)
  113. Auto Collision (2)
  114. Unlicensed Personnel (2)
  115. Endorsement Form (2)
  116. Natural Disaster (2)
  117. Certificate of Liability Insurance (2)
  118. Agency Management System (2)
  119. Certificate of Compliance (2)
  120. Electronic Signatures and Records Act (ESRA) (2)
  121. New Business (2)
  122. Documentation (2)
  123. Package Policy (2)
  124. Terminated Agency Contract (2)
  125. Willful or Reckless Act (2)
  126. Non-Payment of Premium (2)
  127. ISO Policy Form (2)
  128. Insurance Services Office (ISO) (2)
  129. Actual Cash Value (ACV) (2)
  130. Insurance Coverage Limit (2)
  131. Replacement Cost (RC) (2)
  132. Personal Liability Coverage (2)
  133. Infrastructure Expansion Act (2)
  134. Kelly Gonyo (2)
  135. Child Victims Act (CVA) (2)
  136. Insolvent Insurer (2)
  137. Hold Harmless Agreement (2)
  138. Contributory Negligence (2)
  139. Residential Property Insurance Market (2)
  140. Agency Compensation 360 (2)
  141. Big "I" Legislative Conference (2)
  142. AI (2)
  143. INBOUND (2)
  144. Data Breach (2)
  145. New York State Insurance Fund (NYSIF) (2)
  146. Go Big (2)
  147. Home Business Insurance (2)
  148. Board of Directors (2)
  149. MyAgencyCampus (1)
  150. Risk Solutions IQ (1)
  151. Executive (1)
  152. Finance (1)
  153. IAAC (1)
  154. Industry & Government Relations (1)
  155. Operations (1)
  156. Position Priorities Paper (1)
  157. Cybersecurity (1)
  158. License Renewal (1)
  159. Accredited Customer Service Representative (ACSR) (1)
  160. Associate in Insurance (AINS) (1)
  161. The Institutes (1)
  162. Volunteering (1)
  163. Virtual Agency Solutions (1)
  164. 1882 Fellow Award (1)
  165. Distinguished Service Award (1)
  166. Local Association of the Year (1)
  167. The Vincent Alba Award (1)
  168. Thom McDaniel Exemplar Award (1)
  169. Top Carrier Partner Award (1)
  170. Young Agent of the Year (1)
  171. Sponsorships (1)
  172. Support NY (1)
  173. Instructor Bootcamp (1)
  174. YAC (1)
  175. Agency Financing (1)
  176. Agency Perpetuation (1)
  177. Premium Financing (1)
  178. Hard Market Toolkit (1)
  179. Outsourcing (1)
  180. IdealTraits (1)
  181. The Workplace Advisors (1)
  182. Agency Universe Study (1)
  183. Best Practices Study (1)
  184. Catalyit Tech Stack Report (1)
  185. ACORD (1)
  186. Agents Council for Technology (ACT) (1)
  187. Carrier Contract Addendums (1)
  188. IICF (1)
  189. Best Practices (1)
  190. Key Policies (1)
  191. ELANY (1)
  192. VoterVoice (1)
  193. Separation (1)
  194. GearUp (1)
  195. Gift Giving (1)
  196. Referral fees (1)
  197. Sublicensees (1)
  198. Luxury cars (1)
  199. Retail Worker Safety Act (1)
  200. CGL (1)
  201. OCP (1)
  202. Owners and Contractors Protective Liability Policy (1)
  203. Liquor Legal Liability Coverage (1)
  204. DFS Consultant Authorization (1)
  205. Lead Paint Exclusion Prohibition (1)
  206. Online Insurance Verification (1)
  207. Reasonable (FAIR) Business Practices Act (1)
  208. Standardized definitions (1)
  209. Cybersecurity Awareness Training (1)
  210. Global Conflict (1)
  211. Aggregator (1)
  212. Cluster (1)
  213. Media (1)
  214. Press release (1)
  215. Zoom (1)
  216. Car Sharing Programs (1)
  217. Tier Assignment (1)
  218. Property Damage Liability (1)
  219. Notice of Exemption (1)
  220. Department of Health (1)
  221. Essential Plan Health Coverage (1)
  222. National Association of Benefits and Insurance Professionals (NABIP) (1)
  223. NY State of Health Marketplace (1)
  224. Late Filing Fee (1)
  225. NAIC Producer Licensing Model Act (1)
  226. Agency Owner (1)
  227. Non-Standard Certificate (1)
  228. Countersignature (1)
  229. Waiver of Subrogation (1)
  230. Business Income Coverage (1)
  231. Business Income Worksheet (1)
  232. Hurricane Windstorm Deductible Trigger (1)
  233. Professional Employer Organization (PEO) (1)
  234. Non-Admitted Company (1)
  235. Property Casualty Insurance Security Fund (1)
  236. Insurance Regulation 87 (1)
  237. NY Insurance Regulation 187 (1)
  238. State Administrative Procedures Act (SAPA) (1)
  239. Suitability and Best Interests in Life Insurance and Annuity Transactions (1)
  240. Motor Vehicle Report (1)
  241. Giveaway (1)
  242. Social Media (1)
  243. Discounts (1)
  244. Trade Association (1)
  245. Checklist (1)
  246. Duty of Care (1)
  247. Service Fees (1)
  248. Insurance Binder (1)
  249. Mortgage Loan (1)
  250. 220 Letters (1)
  251. Audit (1)
  252. Policy Provisions (1)
  253. Commercial Risk Insurance (1)
  254. Professional Liability Insurance (1)
  255. Public Entity Insurance (1)
  256. Geographical Location (1)
  257. Redlining (1)
  258. Bankruptcy (1)
  259. Alternative Renewal Notice (1)
  260. Business Owner's Policy (BOP) (1)
  261. Short-Term Renewal (1)
  262. Policy Renewal (1)
  263. Enhanced Actual Cash Value (ACV) Roof Loss Settlement Endorsement (1)
  264. Free Trade Zone (1)
  265. Pet Damage (1)
  266. Policy Void (1)
  267. Declination Form (1)
  268. Hired and Non-Owned Auto Liability Coverage (1)
  269. Comprehensive Coverage (1)
  270. Subrogation (1)
  271. Landlord Insurance (1)
  272. Vandalism (1)
  273. Class Loss Costs (1)
  274. Tenant Improvements and Betterments (TIBs) (1)
  275. Coinsurance penalty (1)
  276. Infestation and Animal Damage Exclusion (1)
  277. Personal Property Insurance (1)
  278. Renters Insurance (1)
  279. Host Liquor Liability (1)
  280. Fostering (1)
  281. Long Island (1)
  282. Workers' Compensation Endorsement (1)
  283. Abuse or Molestation Exclusion (1)
  284. Claims-Made Policy (1)
  285. Directors & Officers (D&O) Coverage (1)
  286. Employment Practices Liability Insurance (1)
  287. Occurrence-Based Policy (1)
  288. Airbnb (1)
  289. Home-Based Business (1)
  290. Home Sharing (1)
  291. Host Damage Protection (1)
  292. Host Liability Protection (1)
  293. Vrbo (1)
  294. Non-Compete Agreement Bans (1)
  295. Arbitration Endorsements (1)
  296. Merit Rating Plans (1)
  297. Personal Injury Protection (PIP) Insurance (1)
  298. Unfair Claims Settlement Practices (1)
  299. New York State Trail Lawyers Association (NYSTLA) (1)
  300. Occupational Safety and Health Administration (OSHA) (1)
  301. Temporary Worker (1)
  302. Aerial Imaging (1)
  303. National Council of Insurance Legislators (NCOIL) (1)
  304. Experience Rating (1)
  305. Loss Costs (1)
  306. NYAIP Governing Committee (1)
  307. NYAIP Peer Review Panel (1)
  308. Customer Service (1)
  309. Jamaal Bailey (1)
  310. New York P&C Insurance Summit (1)
  311. Staffing Shortages (1)
  312. The Lawsuit Reform Alliance of NY (1)
  313. Backdating (1)
  314. Compensation survey (1)
  315. Build More New York (1)
  316. Independent Agent Penetration (1)
  317. Surplus line utilization (1)
  318. Pass-Through Entity (1)
  319. Qualified Business Income (QBI) (1)
  320. Answer Engine Optimization (AEO) (1)
  321. Generative Engine Optimization (GEO) (1)
  322. HubSpot (1)
  323. Local Leaders Summit (1)
  324. Government Shutdown (1)
  325. Adrienne Harris (1)
  326. Kaitlin Asrow (1)
  327. Ashley Engl (1)
  328. Cisco (1)
  329. Zero-Day Vulnerability (1)
  330. Insurance Disciplinary Action Report (1)
  331. License Revocation (1)
  332. NYS Secure Choice Savings Program (1)
  333. Private Sector (1)
  334. Retirement (1)
  335. Roth IRA (1)
  336. Encryption (1)
  337. Third-Party Service Provider (1)
  338. Association for Cooperative Operations Research and Development (ACORD) (1)
  339. Mid-America Insurance Conference (1)
  340. National Council on Compensation Insurance (NCCI) (1)
  341. NYSIF Insure+ (1)
  342. Payroll Estimates (1)
  343. Waiver of Audit Program (1)
  344. Borg Insurance Agency (1)
  345. Robert L. Kelly General Insurance (1)
  346. Insurance Information and Enforcement System (IIES) (1)
  347. Rate and Form Filing (1)
  348. Grieving Families Act (1)
  349. Beds for Buffalo (1)
  350. Buffalo I-Day (1)
  351. Career Civility (1)
  352. Day in the Life (1)
  353. Golf (1)
  354. Shop 'Til You Drop (1)
  355. Shot Clock Social (1)
  356. Legislative Breakfast (1)
  357. Public Policy Issues (1)
  358. Civil Procedure Law and Rules (1)
  359. Foreign Business (1)
  360. Negotiating Contracts (1)
  361. Acknowledgement of Non-Compliance (1)
  362. Capitol Hill (1)
  363. Federal Lawmakers (1)
  364. Fundraising (1)
  365. National Big "I" (IIABA) (1)
  366. Tariffs (1)
  367. E&O Exposure (1)
  368. Book of Business Review (1)
  369. Carrier Appetite (1)
  370. Cross-Selling (1)
  371. Cyber Threats (1)
  372. Cybersecurity Policy (1)
  373. Identity Theft (1)
  374. Phishing (1)
  375. Executive Budget (1)