Eric Miller

E&O Report | Summer’s End: Hodge Podge & Potpourri

E&O Report |  September 2024 |  Volume 39, Number 5 First, I hope that everyone’s summer was fun, relaxing and not as short as it feels as I write this. Second, despite many years of…

The E&O Report

NYSIR’s AM Best Rating Withdrawn

​UPDATE: Since we posted this news item, we have learned that NYSIR is a “municipal reciprocal insurer,” as New York Insurance Law Section 6102 defines that term. That same section of the law permits…

New York Schools Insurance Reciprocal logo

Three Reasons Why You Should Use Declination Forms

​A coverage declination form is a document that agencies should use as part of their workflow process for situations when a client declines coverage. The client signs the form to…

Two people reviewing an insurance policy

Big I NY Leadership Academy: Q&A with Jim Lombardo

​Have you always wondered what Leadership Academy is and why you should be there? Jim Lombardo, our AVP of Learning & Development (and one of the amazing instructors for Leadership…

Aerial view of team members working together at a table

IIABA Committee Appointments

​Big I NY is proud to announce the Big I NY members that have been appointed to serve on key IIABA committees in the upcoming 2024-2025 term. Steve Zogby of Scalzo,…

Do You Have To Report A Wholesaler’s Cyber Incident?

A South Carolina based wholesale insurance brokerage reported last week that they had suffered an undescribed cybersecurity incident. It closed the wholesaler for a substantial part of the week. Some…

A 3-D fingerprint icon with a wireframing background.

Workers Comp Loss Costs To Drop 9% in October

​New York Workers’ Compensation insurance loss costs are set to decrease by an average of 9% this fall, according to a recent action by the state Department of Financial Services…

Worker's compensation claim form.

Filters

  1. Department of Financial Services (DFS) (22)
  2. Auto Insurance (10)
  3. Grassroots Advocacy (7)
  4. Homeowners Insurance (6)
  5. Cybersecurity Regulation (6)
  6. Personal Lines (6)
  7. Third Party Litigation Funding (TPLF) (5)
  8. Hard Market (5)
  9. Go Big (5)
  10. Flood Insurance (4)
  11. NextGen (4)
  12. Young Agents (4)
  13. Carrier Cancellations (4)
  14. Governor Kathy Hochul (4)
  15. Fraud (4)
  16. New York City (4)
  17. IAPAC (3)
  18. Auto Collision (3)
  19. Commercial Lines (3)
  20. Declination Form (3)
  21. Supplemental Spousal Liability (SSL) (3)
  22. Excess & Surplus Lines (E&S) (3)
  23. NY First (3)
  24. Staged Accident (3)
  25. State Lawmakers (3)
  26. Event (3)
  27. Small Business (3)
  28. Multi-Factor Authentication (MFA) (3)
  29. Photo Inspection (3)
  30. Hurricane Windstorm Deductible Trigger (2)
  31. Workers' Compensation (2)
  32. Third-Party Service Provider (2)
  33. New York Auto Insurance Plan (NYAIP) (2)
  34. G100 (2)
  35. National Flood Insurance Program (NFIP) (2)
  36. AgencyFocus (2)
  37. Virtual Assistant (VA) (2)
  38. Leadership Academy (2)
  39. Wrongful Death (2)
  40. Cybersecurity Incident (2)
  41. Remote Work (2)
  42. Team Building (2)
  43. Premium Changes (2)
  44. E&O (2)
  45. Professional Development (2)
  46. Duty to Defend (2)
  47. No-Fault Insurance (2)
  48. New York Compensation Insurance Rating Board (2)
  49. Anti-Arson Application (2)
  50. Unfair Business Practices Law (2)
  51. Bodily Injury and Property Damage Liability (2)
  52. New Hires (2)
  53. Auto Insurance Consumer Relief Act (2)
  54. Diversity (2)
  55. Networking (2)
  56. Legal System Abuse (2)
  57. AI (2)
  58. Artificial Intelligence (2)
  59. New York Court of Appeals (1)
  60. Assembly Bill 8065 (1)
  61. Capitol Hill (1)
  62. Lost Policy Release (LPR) (1)
  63. Policy Cancellations (1)
  64. ACORD Advantage subscription (1)
  65. Acknowledgement of Non-Compliance (1)
  66. Certification of Material Compliance (1)
  67. Notice of Exemption (1)
  68. Information System Assets Inventory (1)
  69. Agency Management System (1)
  70. Fire Prevention and Building Code (1)
  71. Beneficial Ownership Information (BOI) Report (1)
  72. Corporate Transparency Act (CTA) (1)
  73. Insurance Producer Exception (1)
  74. In-District Legislative Meetings (1)
  75. Emmanuel Osuyah (1)
  76. City & State New York (1)
  77. Global Challenges (1)
  78. Natural Disaster (1)
  79. Tariffs (1)
  80. National Association of Mutual Insurance Companies (NAMIC) (1)
  81. National Big "I" (IIABA) (1)
  82. Replacement Cost (RC) (1)
  83. Annual 10-K Report (1)
  84. Data Breach (1)
  85. Section 500.11 (1)
  86. Third-Party Service Provider Security Policy (1)
  87. New York P&C Insurance Summit (1)
  88. Albany (1)
  89. Public Policy Issues (1)
  90. Lisa Lounsbury (1)
  91. Travis Wattie (1)
  92. Operational Services (1)
  93. Assembly Bill 9232-B (1)
  94. Department of Labor (1)
  95. Insurtech (1)
  96. Mergers and Acquisitions (M&A) (1)
  97. Adirondack Insurance Exchange (1)
  98. Workers' Compensation Assessment (1)
  99. Board of Directors (1)
  100. Strategic Vision (1)
  101. Community College (1)
  102. InVEST (1)
  103. Holidays (1)
  104. Thanksgiving (1)
  105. Anti-Concurrent Causation Clause (1)
  106. Agency Operations (1)
  107. Fair Market Valuation (1)
  108. Virtual Private Network (VPN) (1)
  109. Social Engineering (1)
  110. Insurance Policies (1)
  111. Consumer Privacy (1)
  112. Grieving Families Act (1)
  113. Cybersecurity Awareness Training (1)
  114. Local Associations (1)
  115. Legislative Call to Action (1)
  116. Carrier Markets (1)
  117. AM Best (1)
  118. New York Schools Insurance Reciprocal (NYSIR) (1)
  119. Big Book of Form Letters (1)
  120. IIABA Appointees (1)
  121. Sexual Harrassment (1)
  122. Trusted Choice (1)
  123. Continuing Education (CE) (1)
  124. Education (1)
  125. Webinar (1)
  126. Council of Technology (1)
  127. Additional Insured Coverage (1)
  128. Examination Under Oath (EUO) (1)
  129. Policy Provisions (1)
  130. Premium Financing (1)
  131. Arbitration Endorsements (1)
  132. Extrinsic Evidence Endorsement (1)
  133. Certificates of Insurance (1)
  134. COI (1)
  135. New York State Insurance Fund (NYSIF) (1)
  136. AIE (1)
  137. Property Casualty Insurance Security Fund (1)
  138. Residential Property Insurance Market (1)
  139. Subsidized Housing (1)
  140. Independent Contractor (1)
  141. Unlicensed Agency Name (1)
  142. Legislation (1)
  143. Single Producer License (1)
  144. New York Property Insurance Underwriting Association (1)
  145. Insurance Penalties (1)
  146. Insurer Fines (1)
  147. New York State Compensation Board (1)
  148. Guidance Letter (1)
  149. Energage (1)
  150. Top Workplaces (1)
  151. Community Involvement (1)
  152. Insurance Industry Charitable Foundation (IICF) (1)
  153. Chair of the Board (1)
  154. Awards (1)
  155. Liability Insurance Policy (1)
  156. Personal Liability Coverage (1)
  157. Golf (1)
  158. Agency Agreements (1)
  159. Federal Trade Commission (1)
  160. Insurance Disciplinary Action Report (1)
  161. License Revocation (1)
  162. Big "I" Legislative Breakfast (1)
  163. Charles Symington (1)
  164. Commercial Property (1)
  165. Comprehensive Coverage (1)
  166. Earthquake Insurance (1)
  167. New York State Assembly (1)
  168. Senate (1)
  169. Jim Keidel (1)
  170. Carrier Requirements (1)
  171. New York Carriers (1)
  172. Work From Home (WFH) (1)
  173. Internet Point Insurance Reduction Program (1)
  174. Property Resiliency Initiatives (1)
  175. Conditional Renewals (1)
  176. Pet Damage (1)
  177. Policy Non-Renewals (1)
  178. Lobbying (1)
  179. Legislative Success (1)
  180. Washington DC (1)
  181. Data Privacy (1)
  182. Occupational Safety and Health Administration (OSHA) (1)
  183. Rental Vehicle (1)
  184. Cyberthreats (1)
  185. Ransomware (1)
  186. Supply Chain Management (1)
  187. Third-Party Vendors (1)
  188. Agency Acquisitions (1)
  189. Automatic Rate Hikes (1)
  190. Cyber Threats (1)
  191. Jackware (1)
  192. Affinity HR Group (1)
  193. HR Tools (1)
  194. Workplace Electronic Monitoring (1)
  195. COVID (1)
  196. COVID-19 (1)
  197. Cybersecurity (1)
  198. Employment Practices Liability Insurance (EPLI) (1)
  199. Hurricane Season (1)
  200. Identity Theft (1)
  201. Recession (1)
  202. Photo Inspections (1)
  203. Agents Advocacy Week (1)
  204. Excess Lines Diligent Effort Bill (1)
  205. Public Protection and Good Government (1)
  206. Insurance Services Office (ISO) (1)
  207. Transportation Expenses Coverage (1)
  208. Tinsley English (1)
  209. Women in Insurance (1)
  210. MyAgencyCampus (1)
  211. Testimonial (1)
  212. Carrie Woerner (1)
  213. Jamaal Bailey (1)
  214. Producer Advertising Law (1)
  215. Automated Processing (1)
  216. Large Language Models (LLMs) (1)
  217. Machine Learning (1)
  218. Risk Assessment (1)
  219. $10 Tuesday (1)
  220. Political Action Committee (1)
  221. Big "I" Legislative Conference (1)
  222. Washington D.C. (1)
  223. Assembly Speaker Carl Heastie (1)
  224. Advocacy (1)
  225. Affordability (1)
  226. Emergency Weather (1)
  227. Market Access (1)
  228. Travelers (1)
  229. Big I New York Election Center (1)
  230. Primary Elections (1)
  231. Excess Profits (1)
  232. Excessive Litigation (1)
  233. Flex Rating (1)
  234. Loss Ratios (1)
  235. Chatbot (1)
  236. Dale Steinke (1)
  237. Insurance Legislation (1)
  238. AI Claims Systems (1)
  239. Customer Service (1)
  240. Accountability (1)
  241. Claims Adjusters (1)
  242. Claims Handling (1)
  243. Preferred Mutual (1)
  244. InsurPac (1)
  245. Young Agents Committee (1)