Workers’ Compensation

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FAQs & HELPFUL TOOLS.

What are the rules for Workers’ Compensation when a NY employee has a temporary project in another state?
Can an employee who gets injured while driving to or from work collect workers’ compensation benefits?
How do I prove to my client’s customer that a sole proprietor with no employees is not required to carry workers’ compensation insurance?
I am licensed for property and casualty, and our agency handles NYS Disability Benefits Law (DBL) and Paid Family Leave (PFL) policies/questions in our commercial lines dept. Do I have to have any additional licenses to discuss disability insurance with clients?
My client is leasing its employees from a professional employer organization (PEO). Does NY law still require the business to carry disability benefits law (DBL) and Paid Family Leave (PFL) insurance coverage?
Is That Injury Covered by Workers’ Comp?
No-Fault vs. Workers’ Comp: Which One is Primary?
What Does the Workers’ Comp Endorsement to the Homeowners Policy Cover?
NY Corporate Officers Are Personally Liable For Lack of WC Insurance
NY Workers’ Compensation Board Website
NY Compensation Insurance Rating Board Website
Common Board Forms


LAWS, REGULATIONS & OPINIONS.

Workers’ Compensation Law s 54: The Insurance Contract
Workers’ Compensation Law s 94: Withdrawal from Fund​


NYS INSURANCE FUND.

nysif wEBSITE
List of NY State Insurance Fund Safety Groups by Class Code
NYSIF Audit Notifications System – Broker User Guide
Preparing for a Construction Audit


SELF-INSURED TRUSTS.

Monthly Group Self-Insured Trusts Funding Status Report (NYS Workers’ Compensation Board)


WORKERS’ COMP EXPERIENCE RATING.

NY Workers’ Comp Experience Rating Plan Revisions Eff. Oct. 1, 2019
NY Industrial Code Rule 59 – Compulsory Worplace Safety & Loss Prevention Program


WORKERS’ COMP LOSS COSTS.

Expense Constants and Loss Costs Multipliers Approved As Of Dec. 31, 2024
New York State Assessment Rate – Jan. 1, 2025 – 7.1%
New York Workers’ Compensation Loss Cost Revision – Oct. 1, 2024


WATCH.

Domestic employees & workers’ comp

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No fault insurance & Workers’ comp

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1099s & Insurance

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