Home Business Insurance
When creativity turns into a business, it deserves real protection.
Big Dreams Deserve Protection
We are in the era of home businesses, side-hustles, and ideas coming to life. Home businesses have real risks, and these bet-on-yourself leaders often don’t know they need coverage.
In fact, nearly 60% of home-based business owners don’t have insurance!
Homeowners’ insurance often excludes business activities. And, one claim could wipe out inventory, equipment, income, and their family assets.
Home business insurance helps you protect their dreams.
You’re the Guide They Turn to & We’re the Market That Backs You
Big I NY gives you access to coverage built for modern entrepreneurship
Benefits For You
- Earn 10% commission on new & renewal business
- No minimum volume requirements or access fees
- Easy underwriting
- Self-rating application
- Customizable marketing resources
- Exceptional customer service
Benefits For Your Clients
- Provides coverage for over 145 classes of small retail & service-type home-based businesses
- Affordable rates
- General liability coverage up to $1 million
- Loss of business income protection up to 12 months available
- Broad coverage with off premises theft included
- RLI is admitted and AM Best “A+” rated
We make it easy to get started
Complete the New Business Application
Submit Your Application
Support Your Customer’s Growth!
Meet Your Dedicated Underwriter
Your success partner, advocate & guide
Find your dedicated underwriter based on the first letter of your agency’s name.
TOOLS & RESOURCES.
We’re here to help YOU succeed. Can’t find what you need? Just ask!
- Full List of 140+ Business Classifications
- Sub-Producer Agreement
- New Business Application
- Supplemental Questionnaire HBP 2013 (07/14)
- NY Business Classification & Rates
- NJ Business Classifications & Rates
- NJ Personal Information & Data Exclusion
- Mandatory Terrorism Form (For New Business Submissions)
- Coverage Comparison Chart
- How to Quote & Submit New RLI Home Business Submissions Online
Download and print these free marketing materials to help promote the RLI Home Business Insurance with your own clients! Want to order additional materials? Reach out to Denise Brown-Carter at dcarter@biginy.org for more information.