Employment Practices Liability Insurance (EPLI)
Innocent or guilty, when an employee makes a claim against your business costs can add up quickly.

Protect Your Agency From the Inside Out
Even with just one employee, your agency faces the risk of an employment-related claim. As your team grows, so does your exposure, along with the potential legal and financial consequences. While high-profile workplace lawsuits make the headlines, everyday claims quietly cost businesses time, money, and reputation.
Are you financially prepared to pay for the legal fees to defend yourself?
Can you afford a payout without it affecting your operations?
Explore how EPLI coverage can help shield your agency from financial and operational disruption.
Every Business Needs EPLI Coverage & We Can Help
As a busy leader, it’s hard to know every word said in your agency. You may be blindsided and need to respond quickly. Give your future self the head start we hope you don’t need. Our dedicated member services team, IAAC, is committed to helping you secure this important protection.
We know you are doing your best to be a great employer, but it’s still important to be prepared.
Through IAAC’s EPLI policies, you are provided a defense, and are insured for damages caused by covered wrongful employment practices, which may include:
- Sexual harassment
- Wrongful termination
- Wrongful discipline
- Defamation
- Invasion of privacy
- Misrepresentation
- Third-party coverage
- Equal pay violations
- Wrongful infliction of emotional distress or retaliation
- Breach of employment contract
- Negligent evaluation
- Wrongful deprivation of career opportunity
- Failure to employ/promote
- Wage and hour
You may purchase coverage for employment-related acts of discrimination. This coverage may extend to acts that pertain to an employee’s:
- Disability
- Race
- Handicap
- Religion
- Creed
- Age
- Gender
- Sexual orientation
- Sexual preference
- Pregnancy
- National origin
Get Covered

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