Friday the 13th is traditionally seen by some better safe than sorry superstitious individuals as a day when one must take care to avoid catastrophe terminal embarrassment certain doom being unlucky. We here at Big I…
We get frequent questions (that is, six or more in the last two weeks) about cancellation, non-renewal, and conditional renewal letters from insurers. A lot of members refer to these…
Question: “My insured received the attached non-renewal notice on their Commercial General Liability insurance policy. Is it a legal notice? The coverage is provided by a non-admitted carrier.” Answer: Commercial…
In February 2019, the New York State Legislature passed and the governor signed the Child Victims Act. The law’s purpose is to permit people who suffered sexual abuse as children…
This endorsement excludes Labor Law claims and other injury claims involving temporary workers.
Last year, I developed and taught a continuing education course titled Absolute Liability: New York’s Scaffold Law and the Courts. The course looked at the history and interpretation of New York…
New York’s so-called “scaffold law” (Sections 240(1) and 241(6) of the state’s Labor Law) has become notorious. Detractors in the insurance, construction, and real estate industries say it is unfair, redundant, and the…
Claim: Reforming the Scaffold Law would be unfair to workers, who would have no recourse in court.Response: Reform would not limit any worker’s right to sue, nor would it shield…
In today’s episode of the Ask Tim podcast, I take a look at the requirements in New York Insurance Law Section 3426 regarding when insurance carriers have to send conditional renewal notices…
Question from an IIABNY member: “I have a question regarding “Cancellation for Non-Payment of Premium”. In short, after proper notice has been given and no premium is received, can an insurer…
