Employee Benefits
Offer flexible life, disability, dental, and vision plans to attract and retain talent.
Life & Disability
Underwritten by MetLife
Program Designed to Fit Your Needs
This package provides the opportunity to design your benefits based on your specific needs and budget. Elements of this package are:
- Life & AD&D
- Enriched DBL
- Long Term Disability
- Voluntary Life
Highlights
- Groups eligible with 2 or more employees
- Comprehensive Packages and Competitive Rates
- Flexible Plan Design and Benefit Options
- Life Benefits up to $500,000
- DBL weekly benefits up to $1,000
- LTD monthly benefits up to $10,000
- Attractive guarantee issue limits
Metropolitan Life Insurance Company | New York, NY
Dental
Underwritten by MetLife
Dual Plan Options
Your employees now have the opportunity to individually select from one of two plan options: the “Standard” Plan or the “Enhanced” Plan. This allows employees to choose the plan that is best suited for their needs based on plan features, limits, and cost.
Two Contribution Methods
Big I NY members may use one of the two enrollment options when offering dental benefits to their employees as follows:
- Voluntary: Employee pays the entire monthly premium. A powerful way to increase employee satisfaction with your agency’s benefits package without adding costs to the agency!
- Contributory: Employee shares in the monthly premium. The agency contributes a minimum of 20% or more of the total monthly premium.
Highlights
- Highly competitive rates
- Search MetLife’s expansive dental network for a provider
- Children covered to age 26 (for full-time students)
- Need help? Contact your dedicated service team
- Orthodontia included *subject to policy terms and conditions
- No deferred services for new employees
- Online administrative and billing services
Metropolitan Life Insurance Company | New York, NY
Vision
Underwritten by Davis
Dual Plan Options
Your employees now have the opportunity to individually select from one of two plan options: the “Standard” Plan or the “Enhanced” Plan. This allows employees to choose the plan that is best suited for their needs based on plan features, limits, and cost.
Two Contribution Methods
Big I NY members may use one of the two enrollment options when offering vision benefits to their employees as follows:
- Contributory: Employee shares in the monthly premium. The agency contributes a minimum of 20% or more of the total monthly premium.
- Voluntary: Employee pays the entire monthly premium. A powerful way to increase employee satisfaction with your agency’s benefits package without adding costs to the agency!
Highlights
- Features an extensive network of providers
- All you need are two participants! Member agencies ranging in size from 2 to 500 employees can participate
- Highly competitive rates
- Eye exam once every 12 months
- Spectacle lenses once every 12 months
- Frames once every 12-24 months (depending on plan)
- Contact lenses in lieu of glasses once every 12 months
- *Co-pay schedule applies
HM Life Insurance Company of New York | New York, NY
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