Operations

Home & Car Sharing

​Information you need to properly cover your clients who start renting out their homes and cars.​

Convertible parked outside a house

Health Care

FAQs & HELPFUL TOOLS. Q: Under the Affordable Care Act, can an employee buy individual health coverage through the state exchange if his employer offers him coverage? Does it matter…

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Property

FAQs & HELPFUL TOOLS. WATCH.

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Flood

Information to help you understand and sell flood insurance, including New York State laws and legal opinions, copies of National Flood Insurance Policy (NFIP) forms, links to flood rating maps,…

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Cancellations, Non-Renewals & Conditional Renewals

​Questions, answers, and discussions about what insurance carriers have to do regarding policy cancellations, non-renewals and conditional renewal notices (also known as “220 notices”). New York laws and legal opinions,…

Stack of papers

Sexual Harassment Prevention

Reminder New York State law requires employers to provide sexual harassment prevention training to all employees on an annual basis. NYS Sexual Harassment Prevention Policy & Training Requirements STEPS TO COMPLIANCE. 1. Sexual…

Workplace harassment document

Service Fees

Information on the rules for charging clients service fees.​

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Referral Fees

LAWS, REGULATIONS & LEGAL OPINIONS. WATCH. Referral Fees

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Records Retention

FAQs & HELPFUL TOOLS. LAWS, REGULATIONS & LEGAL OPINIONS.

File cabinet with folders

Rebating & Discrimination

Note Effective August 1, 2012, Ins. Law Section 2324 changed to eliminate the requirement that the “valuable consideration” have the agent’s advertisement “conspicuously stamped” on the article. Also, the maximum permissible…

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