Answer Center

Governmental Insurance Disclosure

Why is this important? If you are a New York licensed insurance agent, broker, adjuster, consultant or intermediary who received or shared in compensation for insurance services/coverages for a governmental…

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Cybersecurity

The NYS Department of Financial Services (DFS) has cybersecurity rules that every agency and individual must follow. Failure to do so may result in fines. We understand that compliance can be challenging, so we’ve compiled…

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Aggregators & Clusters

Thinking of joining an aggregator or cluster? Things to Consider This worksheet highlights questions to consider contractually and relationally when researching the potential of partnering with an aggregator or cluster.…

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Child Victims Act

FAQs & HELPFUL TOOLS. WATCH. Two Minutes With Tim: NY Child Victims Act (When The Insurer Is No More) In February 2019, the NYS governor signed the Child Victims Act.…

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Banking Issues

Look here for New York laws that prevent banks from requiring a mortgage borrower to insure for more than replacement cost, require banks to accept binders at closing, prohibit banks…

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Certificates of Insurance

Resources to help producers deal with certificate problems, including New York State rules and opinions about the proper use of certificates of insurance.

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Workers’ Compensation

FAQs & HELPFUL TOOLS. LAWS, REGULATIONS & OPINIONS. NYS INSURANCE FUND. SELF-INSURED TRUSTS. WORKERS’ COMP EXPERIENCE RATING. WORKERS’ COMP LOSS COSTS. WATCH. Domestic employees & workers’ comp No fault insurance…

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Licensing & Continuing Education

FAQs & HELPFUL TOOLS. LAWS, REGULATIONS & OPINIONS. WATCH. Ask Tim Anything: Licensing  Can You Use That Name?  Many New York insurance agencies mistakenly operate under unlicensed names—watch this video…

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