Answer Center

Cancellations, Non-Renewals & Conditional Renewals

​Questions, answers, and discussions about what insurance carriers have to do regarding policy cancellations, non-renewals and conditional renewal notices (also known as “220 notices”). New York laws and legal opinions,…

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Sexual Harassment Prevention

Reminder New York State law requires employers to provide sexual harassment prevention training to all employees on an annual basis. NYS Sexual Harassment Prevention Policy & Training Requirements STEPS TO COMPLIANCE. 1. Sexual…

Workplace harassment document

Service Fees

Information on the rules for charging clients service fees.​

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Referral Fees

LAWS, REGULATIONS & LEGAL OPINIONS. WATCH. Referral Fees

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Records Retention

FAQs & HELPFUL TOOLS. LAWS, REGULATIONS & LEGAL OPINIONS.

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Rebating & Discrimination

Note Effective August 1, 2012, Ins. Law Section 2324 changed to eliminate the requirement that the “valuable consideration” have the agent’s advertisement “conspicuously stamped” on the article. Also, the maximum permissible…

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Producer Compensation Disclosure

How to comply with New York’s regulation on mandatory disclosure to clients about how an insurance producer is compensated.

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Privacy

Information about federal and New York laws and regulations for protecting your insureds’ privacy.

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MVRs

​The rules about obtaining and sharing a person’s motor vehicle records, and who to get them from.​

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Life Insurance & Annuities Best Practices

Expansion of New York Regulation 187 to Affect Life Insurance Sales Starting on February 1, 2020, New York licensed life insurance producers must meet a “best interest” standard when making…

Life insurance policy document