Ask Tim

NY Carrier Market Action Q&A

Personal Lines How much notice does a carrier have to give to non-renew a homeowners’ or personal auto policy?At least 45 days but no more than 60. How much notice…

Three people having a meeting

Supplemental Spouse Liability Insurance Q&A

Question: “Regarding a commercial auto policy, your handout said, “It is true that business auto insurance policies insure businesses, but they also insure individual people using the business’s vehicles with…

Couple riding together in a convertible

Do You Have Friday the 13th Insurance?

Friday the 13th is traditionally seen by some better safe than sorry superstitious individuals as a day when one must take care to avoid catastrophe terminal embarrassment certain doom being unlucky. We here at Big I…

Friday the 13th marked on a calendar

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