Ask Tim

Let’s Play “Can They Do That?”

For those who may have missed it, the property casualty insurance markets are in a very hard market cycle. During a hard market, insurance carriers hike premiums, cancel and non-renew…

Two people talking

NY Carrier Market Action Q&A

Personal Lines How much notice does a carrier have to give to non-renew a homeowners’ or personal auto policy?At least 45 days but no more than 60. How much notice…

Three people having a meeting

Supplemental Spouse Liability Insurance Q&A

Question: “Regarding a commercial auto policy, your handout said, “It is true that business auto insurance policies insure businesses, but they also insure individual people using the business’s vehicles with…

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