Ask Tim

Submitting Non-Standard Certificates of Insurance Forms

Question: “Is it legal for someone to complete and submit a non-standard certificate of insurance form?” Answer: Yes. New York’s certificates of insurance law does not prohibit anyone from using…

Person handing another person a document

NYS Agent’s & Broker’s License Renewal Late Fee

Question: “Why does the New York State Department of Financial Services charge me $10 if I renew my agent’s or broker’s license less than 60 days before renewal?” Answer: The…

The word 'fees' typed out into a calculator with money in the background

Why Does My Agent’s License Show as Inactive?

We are asked pretty frequently, “Why does my Agent’s License show as inactive?” An Agent’s License (PC or LA) is all about the relationship between the insurance company and the…

Man reading forms

A Guide to New York’s Scaffold Law

New York State’s so-called “scaffold law” is paragraph 1 of Section 240 and paragraph 6 of Section 241 of the state’s Labor Law. Its purpose is to protect construction workers…

Construction workers on scaffolding

Coverage Options for Customers Who Drive For TNCs

TNC Status in New York Transportation network companies (TNCs) were authorized to operate in New York State starting June 29, 2017. TNCs have been operating in New York City under…

Rideshare driver tapping on phone while in the driver's seat

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