Ridesharing Regulations Released: How to Advise Your Customers
On Monday this week, Gov. Andrew Cuomo signed legislation to move up the implementation date for ridesharing in New York from July 9th to June 29th, just in time for…
maddytomkos
Order in the Court (Part 3): Scaffold Law Homeowner Exclusion
New York’s (in)famous scaffold law exempts owners of one- and two-family dwellings. Homeowners don’t have to worry about absolute liability, right? Well, it depends. A New York appellate court refused to…
Change of Direction on New York’s Scaffold Law?
If the Second Department’s decision in this new case passes muster with the Court of Appeals, owners and contractors’ ability to successfully defend scaffold lawsuits will greatly improve.
NYS DFS OK’s Naming Entities as Additional Insureds on Certificates
The New York State Department of Financial Services has told IIABNY that, where a liability insurance policy contains an automatic or blanket additional insured endorsement, certificates of insurance may name…
DFS Opinion: Do Not List Additional Insureds on Certificate When There’s Automatic Coverage
The New York State Department of Financial Services has told IIABNY that insurance producers may not list individual additional insureds on a certificate of insurance when the policy provides automatic or blanket…
Home Sharing Coverage Options for Customers
E&O Tip Homeowners’ policies vary, as do the interpretations of business use by individual insurers. Be sure that you understand how each policy you offer and each insurer will respond…
One More Myth About New York’s Certificates of Insurance Law– Workers’ Compensation Forms
I have returned this morning from 11 days off. I spent a few days in the Thousand Islands region with some college friends, spent a week with my family on…
The Myths About New York’s Certificates of Insurance Law
In just 18 days, New York’s certificates of insurance law will take effect. The New York State Department of Financial Services has posted an initial list of certificate forms it…
New York’s Scaffold Law and a Temporary Worker Exclusion
This endorsement excludes Labor Law claims and other injury claims involving temporary workers.
A Manhole-Sized Bad Court Decision
Last year, I developed and taught a continuing education course titled Absolute Liability: New York’s Scaffold Law and the Courts. The course looked at the history and interpretation of New York…
Filters
- Auto Insurance (28)
- Commercial Lines (20)
- Personal Lines (19)
- Homeowners Insurance (18)
- Workers' Compensation (18)
- Scaffold Law (16)
- Liability Insurance Policy (15)
- Conditional Renewals (13)
- Policy Non-Renewals (13)
- Continuing Education (CE) (10)
- Labor Law (10)
- Property-Casualty Agent's (PC) License (9)
- Policy Cancellations (8)
- Fraud (8)
- Third Party Litigation Funding (TPLF) (7)
- E&O (7)
- Excess Liability Coverage (7)
- Excess & Surplus Lines (E&S) (7)
- General Liability (7)
- Premium Changes (7)
- Affordability (7)
- IAPAC (6)
- Property-Casualty Broker's (BR) License (6)
- Cybersecurity Regulation (6)
- Department of Financial Services (DFS) (6)
- Certificates of Insurance (6)
- Flood Insurance (6)
- G100 (5)
- Webinar (5)
- National Flood Insurance Program (NFIP) (5)
- Rental Vehicle (5)
- Governor Kathy Hochul (5)
- New York City (5)
- Additional Insured Coverage (5)
- Personal Umbrella Insurance (PUP) (5)
- InsurPac (4)
- NY First (4)
- Big"I" Alliance Blue (4)
- No-Fault Insurance (4)
- Anti-Arson Application (4)
- Transportation Network Companies (TNCs) (4)
- Absolute Liability (4)
- Professional Development (3)
- Albany (3)
- Event (3)
- Education (3)
- Technology (3)
- Cybersecurity (3)
- Licensing (3)
- Young Agents (3)
- Operational Consulting (3)
- Local Associations (3)
- Catalyit (3)
- Hard Market (3)
- Data Breach (3)
- Natural Disaster (3)
- New York Auto Insurance Plan (NYAIP) (3)
- Supplemental Spousal Liability (SSL) (3)
- Young Driver (3)
- Disability Benefits Law (3)
- Cybersecurity Incident (3)
- Wrongful Death (3)
- Multi-Factor Authentication (MFA) (3)
- Electronic Delivery (3)
- E&O Loss Control Seminar (3)
- Rental Property (3)
- Commercial Property (3)
- Licensed Insurance Agent (3)
- Licensed Insurance Broker (3)
- Ridesharing (3)
- Commission Rates (3)
- Loss ratios (3)
- Women in Insurance Summit (3)
- Modernization (3)
- Legal System Abuse (3)
- Consumer Protection Law (2)
- FAIR Act (2)
- Leroy Comrie (2)
- Letitia James (2)
- Micah Lasher (2)
- Small Business (2)
- Marketing (2)
- Member Engagement (2)
- Grassroots Advocacy (2)
- Pre-licensing (2)
- Relicensing (2)
- Community Involvement (2)
- Networking (2)
- NextGen (2)
- Carrier Contract Addendums (2)
- Compliance Review (2)
- Policy Comparison (2)
- Policy Review (2)
- Technical Consulting (2)
- Acknowledgement of Non-Compliance (2)
- Certification of Material Compliance (2)
- Cybersecurity Awareness Training (2)
- Cybersecurity Policy (2)
- Notice of Exemption (2)
- Agency Valuation (2)
- AgencyFocus (2)
- Independent Market Solutions (IMS) (2)
- WAHVE (2)
- P&C Insurance Marketplace Report (2)
- Cyber Threats (2)
- Photo Inspection (2)
- U.S. Virgin Islands (2)
- Uninsured Motorist Coverage (2)
- Non-Resident License (2)
- Resident License (2)
- Commuting (2)
- Domestic Employees (2)
- Paid Family Leave (2)
- Sole Proprietorship (2)
- Damaged Property (2)
- Bodily Injury and Property Damage Liability (2)
- Single Producer License (2)
- Staged Accident (2)
- National Big "I" (IIABA) (2)
- Car Accident (2)
- Retroactive Charge (2)
- Supplemental Uninsured/Underinsured Motorist (SUM) Coverage (2)
- Auto Collision (2)
- Unlicensed Personnel (2)
- Endorsement Form (2)
- Certificate of Liability Insurance (2)
- Agency Management System (AMS) (2)
- Electronic Signatures and Records Act (ESRA) (2)
- New Business (2)
- Documentation (2)
- Package Policy (2)
- Terminated Agency Contract (2)
- Willful or Reckless Act (2)
- Non-Payment of Premium (2)
- ISO Policy Form (2)
- Insurance Services Office (ISO) (2)
- Actual Cash Value (ACV) (2)
- Insurance Coverage Limit (2)
- Replacement Cost (RC) (2)
- Personal Liability Coverage (2)
- Infrastructure Expansion Act (2)
- Kelly Gonyo (2)
- Child Victims Act (CVA) (2)
- Insolvent Insurer (2)
- Hold Harmless Agreement (2)
- Contributory Negligence (2)
- Residential Property Insurance Market (2)
- Agency Compensation 360 (2)
- Big "I" Legislative Conference (2)
- AI (2)
- INBOUND (2)
- Adrienne Harris (2)
- New York State Insurance Fund (NYSIF) (2)
- Go Big (2)
- Home Business Insurance (2)
- Board of Directors (2)
- MyAgencyCampus (1)
- Risk Solutions IQ (1)
- Executive (1)
- Finance (1)
- IAAC (1)
- Industry & Government Relations (1)
- Operations (1)
- Position Priorities Paper (1)
- License Renewal (1)
- Accredited Customer Service Representative (ACSR) (1)
- Associate in Insurance (AINS) (1)
- The Institutes (1)
- Volunteering (1)
- Virtual Agency Solutions (1)
- 1882 Fellow Award (1)
- Distinguished Service Award (1)
- Local Association of the Year (1)
- The Vincent Alba Award (1)
- Thom McDaniel Exemplar Award (1)
- Top Carrier Partner Award (1)
- Young Agent of the Year (1)
- Sponsorships (1)
- Support NY (1)
- Instructor Bootcamp (1)
- YAC (1)
- Agency Financing (1)
- Agency Perpetuation (1)
- Premium Financing (1)
- Hard Market Toolkit (1)
- Outsourcing (1)
- IdealTraits (1)
- The Workplace Advisors (1)
- Agency Universe Study (1)
- Best Practices Study (1)
- Catalyit Tech Stack Report (1)
- ACORD (1)
- Agents Council for Technology (ACT) (1)
- Selective (1)
- College Student (1)
- High School Student (1)
- Talent Acquisition (1)
- IICF (1)
- Best Practices (1)
- Key Policies (1)
- ELANY (1)
- VoterVoice (1)
- Separation (1)
- GearUp (1)
- Gift Giving (1)
- Referral fees (1)
- Sublicensees (1)
- Luxury cars (1)
- Retail Worker Safety Act (1)
- CGL (1)
- OCP (1)
- Owners and Contractors Protective Liability Policy (1)
- Liquor Legal Liability Coverage (1)
- DFS Consultant Authorization (1)
- Lead Paint Exclusion Prohibition (1)
- Online Insurance Verification (1)
- Reasonable (FAIR) Business Practices Act (1)
- Standardized definitions (1)
- Global Conflict (1)
- Aggregator (1)
- Cluster (1)
- Market Access (1)
- Media (1)
- Press release (1)
- Zoom (1)
- Car Sharing Programs (1)
- Tier Assignment (1)
- Property Damage Liability (1)
- Department of Health (1)
- Essential Plan Health Coverage (1)
- National Association of Benefits and Insurance Professionals (NABIP) (1)
- NY State of Health Marketplace (1)
- Late Filing Fee (1)
- NAIC Producer Licensing Model Act (1)
- Agency Owner (1)
- Non-Standard Certificate (1)
- Countersignature (1)
- Waiver of Subrogation (1)
- Business Income Coverage (1)
- Business Income Worksheet (1)
- Hurricane Windstorm Deductible Trigger (1)
- Professional Employer Organization (PEO) (1)
- Non-Admitted Company (1)
- Property Casualty Insurance Security Fund (1)
- Insurance Regulation 87 (1)
- NY Insurance Regulation 187 (1)
- State Administrative Procedures Act (SAPA) (1)
- Suitability and Best Interests in Life Insurance and Annuity Transactions (1)
- Motor Vehicle Report (1)
- Giveaway (1)
- Social Media (1)
- Discounts (1)
- Trade Association (1)
- Checklist (1)
- Duty of Care (1)
- Service Fees (1)
- Insurance Binder (1)
- Mortgage Loan (1)
- 220 Letters (1)
- Audit (1)
- Policy Provisions (1)
- Commercial Risk Insurance (1)
- Professional Liability Insurance (1)
- Public Entity Insurance (1)
- Geographical Location (1)
- Redlining (1)
- Bankruptcy (1)
- Alternative Renewal Notice (1)
- Business Owner's Policy (BOP) (1)
- Short-Term Renewal (1)
- Policy Renewal (1)
- Enhanced Actual Cash Value (ACV) Roof Loss Settlement Endorsement (1)
- Free Trade Zone (1)
- Pet Damage (1)
- Policy Void (1)
- Declination Form (1)
- Hired and Non-Owned Auto Liability Coverage (1)
- Comprehensive Coverage (1)
- Subrogation (1)
- Landlord Insurance (1)
- Vandalism (1)
- Class Loss Costs (1)
- Tenant Improvements and Betterments (TIBs) (1)
- Coinsurance penalty (1)
- Infestation and Animal Damage Exclusion (1)
- Personal Property Insurance (1)
- Renters Insurance (1)
- Host Liquor Liability (1)
- Fostering (1)
- Long Island (1)
- Workers' Compensation Endorsement (1)
- Abuse or Molestation Exclusion (1)
- Claims-Made Policy (1)
- Directors & Officers (D&O) Coverage (1)
- Employment Practices Liability Insurance (1)
- Occurrence-Based Policy (1)
- Airbnb (1)
- Home-Based Business (1)
- Home Sharing (1)
- Host Damage Protection (1)
- Host Liability Protection (1)
- Vrbo (1)
- Non-Compete Agreement Bans (1)
- Arbitration Endorsements (1)
- Merit Rating Plans (1)
- Personal Injury Protection (PIP) Insurance (1)
- Unfair Claims Settlement Practices (1)
- New York State Trail Lawyers Association (NYSTLA) (1)
- Occupational Safety and Health Administration (OSHA) (1)
- Temporary Worker (1)
- Aerial Imaging (1)
- National Council of Insurance Legislators (NCOIL) (1)
- Experience Rating (1)
- Loss Costs (1)
- NYAIP Governing Committee (1)
- NYAIP Peer Review Panel (1)
- Customer Service (1)
- Jamaal Bailey (1)
- New York P&C Insurance Summit (1)
- Staffing Shortages (1)
- The Lawsuit Reform Alliance of NY (1)
- Backdating (1)
- Compensation survey (1)
- Build More New York (1)
- Independent Agent Penetration (1)
- Surplus line utilization (1)
- Pass-Through Entity (1)
- Qualified Business Income (QBI) (1)
- Answer Engine Optimization (AEO) (1)
- Generative Engine Optimization (GEO) (1)
- HubSpot (1)
- Local Leaders Summit (1)
- Government Shutdown (1)
- Kaitlin Asrow (1)
- Ashley Engl (1)
- Cisco (1)
- Zero-Day Vulnerability (1)
- Insurance Disciplinary Action Report (1)
- License Revocation (1)
- NYS Secure Choice Savings Program (1)
- Private Sector (1)
- Retirement (1)
- Roth IRA (1)
- Encryption (1)
- Third-Party Service Provider (1)
- Association for Cooperative Operations Research and Development (ACORD) (1)
- Mid-America Insurance Conference (1)
- National Council on Compensation Insurance (NCCI) (1)
- NYSIF Insure+ (1)
- Payroll Estimates (1)
- Waiver of Audit Program (1)
- Borg Insurance Agency (1)
- Robert L. Kelly General Insurance (1)
- Insurance Information and Enforcement System (IIES) (1)
- Rate and Form Filing (1)
- Grieving Families Act (1)
- Beds for Buffalo (1)
- Buffalo I-Day (1)
- Career Civility (1)
- Day in the Life (1)
- Golf (1)
- Shop 'Til You Drop (1)
- Shot Clock Social (1)
- Legislative Breakfast (1)
- Public Policy Issues (1)
- Civil Procedure Law and Rules (1)
- Foreign Business (1)
- Negotiating Contracts (1)
- Capitol Hill (1)
- Federal Lawmakers (1)
- Fundraising (1)
- Tariffs (1)
- E&O Exposure (1)
- Book of Business Review (1)
- Carrier Appetite (1)
- Cross-Selling (1)
- Pam Hunter (1)
- Identity Theft (1)
- Phishing (1)
- Action Center (1)
- Executive Budget (1)