Flood Insurance

Protect your clients and your agency from growing flood risks.

Become a Selective Flood Agent
Get Flood with Big “I” alliance blue

Flood risks are rising, and clients need coverage that counts.

We understand your challenges

  • Flood exposure isn’t just a coastal problem anymore— businesses, rentals, and commercial risks are all at stake.
  • You may struggle to find straightforward flood markets with efficient quoting tools, and strong support during sales and claims.
  • Not offering flood options exposes your book and increases E&O risk.
  • Customer don’t always understand the need.

We’ve got your back!

How we help you win


Through the National Flood Insurance Program (NFIP), Selective offers building and content coverage for both homes and businesses in all 50 states. Our flood access with Selective and Big “I” Alliance Blue gives you…

Access to a Competitive Flood Market

  • Write residential and commercial flood coverage through Selective’s well-established market with easy online quoting and processing.
  • Receive at least 18% commission on new business and 15% for renewal
  • No volume requirements or access fees to participate
  • Assistance for book rollovers of all sizes

Tools That Save You Time & Win Clients

  • Free online rating & processing
  • Flood-zone determinations
  • Fast turnaround
  • Underwriting access & live Flood Chat
  • NFIP training
  • Dynamic online marketing portal
  • Dedicated flood territory support

We make it easy to get started

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Request to Be a Selective Flood Agent

Fill out the form by clicking the link below.
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Use Online Tools to Quote & Bind Coverage

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Grow Your Book With Confidence

become a selective flood agent


MARKETS & RESOURCES.

Flood Answer Center

Need Help?

Joe Puccio
Senior Flood Territory Manager, New England & Upstate NY

joseph.puccio@selective.com
508.789.3004

Declination Form

Protect against an E&O claim by having every customer who declines a presented flood insurance acknowledge it in writing. Clarity and record-keeping are mutually beneficial.

Download ACORD Form >

Big “I” Alliance Blue

Flood access is also available through the national Big “I” market access program.

Get Markets >

Benefits

  • Commission levels of 18% new business/15% renewal/18% rollovera
  • Instant access to underwriters using the website flood chat feature (see chatbot on the right-hand side of the screen)
  • Selective Flood Perks Program, providing discounts on goods and services to help your clients reduce the risk of loss or provide assistance in event of a claim
  • Access to the Selective Flood Resource Center for support in selling NFIP coverage and to help you better prepare your clients for the storm ahead, with materials like:
    • Summary of coverages
    • NFIP training courses
    • Claim processes
    • Outreach materials

a) Eligibility is measured biannually. Commission will be lowered to 15/12/15 should book of business fall below five policies or $2,500 in total premium.

  • Commission levels of 20% new business/18% renewal/20% rolloverbc
  • New business expense reimbursement allowance (ERA) for agencies committing to writing at least $50,000 in new business annuallyd
  • Being recognized as a concierge level agency by having access to a dedicated underwriting team
  • Agent development courses tailored to educate your staff on the nuances of NFIP and growing your book of business
  • Co-op advertising grants to promote flood awareness to consumers and businesses
  • Instant access to underwriters using the website flood chat feature (see chatbot on the right-hand side of the screen)
  • Selective Flood Perks Program, providing discounts on goods and services to help your clients reduce the risk of loss or provide assistance in event of a claim
  • Access to the Selective Flood Resource Center for support in selling NFIP coverage and to help you better prepare your clients for the storm ahead, with materials like:
    • Summary of coverages
    • NFIP training courses
    • Claim processes
    • Outreach materials

b) Eligibility measured is biannually. Commission will be lowered to 18/15/18 should book of business fall below $500,000 in total premium.
c) Agents earning higher commissions will continue at those levels.
d) ERA – Commitment of $50,000 or more in new business annually. Commission override is 1% additional point if minimum of $50,000 is achieved, paid on total new business placed during the ERA term.
Agreement is a 3 year period with a premium reset to $0 at the beginning of each year, with a payout at the end of each calendar year.

Ready to Protect Your Clients & Grow Your Agency?

Get appointed